在以下國家/地區註冊的個人和企業均可使用派息基金和股票功能，受當地法規約束。
我們無法為所有類型的企業提供服務。如果你沒有看到可將錢罌或餘額切換成派息基金或股票的選項，則代表我們無法為你的企業提供相關服務。當將來你可以使用這些功能時，我們便會通知你。
適用的國家/地區
以下詳細列出了每個國家/地區適用的功能，請按照你註冊地址所在的國家/地區查閱相關詳情。
如果你在2024年2月14日後開設了餘額或錢罌
如果你的地址位於奧地利、丹麥、愛沙尼亞、芬蘭、法國、德國、匈牙利、意大利、盧森堡、荷蘭、挪威、葡萄牙、西班牙、瑞典，並且你在2024年2月14日後開設了餘額或錢罌：
*你將投資於BlackRock ICS Sterling Government Liquidity Fund的兩個可用股票類別之一，即「Premier Acc (GBP) (累積) IE00B43PVC83」或「Premier Acc T0 (GBP) (累積) IE00B40L6351」
奧地利
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金 |
| 可用狀態 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP）：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR）：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD）：BlackRock ICS US Treasury Fund |
保加利亞
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
克羅地亞
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP)：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR)：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD)：BlackRock ICS US Treasury Fund |
塞浦路斯
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
捷克共和國
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
丹麥
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP）：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR）：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD）：BlackRock ICS US Treasury Fund |
愛沙尼亞
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP）：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR）：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD)：BlackRock ICS US Treasury Fund |
芬蘭
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP）：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR）：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD）：BlackRock ICS US Treasury Fund |
法國
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 餘額和錢罌 |
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU) |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP)*：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR)：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD)：BlackRock ICS US Treasury Fund |
德國
| 功能 | 詳情 |
|---|---|
| 資產類型 | 派息基金與股票功能 |
| 適用於以下國家/地區 | 個人及商業用戶 |
| 資金到賬速度 | 即時 |
| 投資範圍 | 僅限錢罌 |
你可以將 錢罌 轉換為：
| 資產功能服務 | 基金 |
|---|---|
| 股票 | 由BlackRock管理的Class N2 EUR：iShares安碩環球股票指數基金 (LU） |
| 派息基金（英鎊） | 由BlackRock管理的Premier Acc T0 + T1 (GBP）：BlackRock ICS Sterling Government Liquidity Fund |
| 派息基金（歐元） | 由BlackRock管理的Premier Acc T0 (EUR）：BlackRock ICS Euro Government Liquidity Fund |
| 派息基金（美元） | 由BlackRock管理的Premier Acc (USD）：BlackRock ICS US Treasury Fund |
希臘
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
匈牙利
| Feature | Details |
|---|---|
| Asset types | Interest only |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) Managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
| Interest-earning fund (USD) | pBlackRock ICS US Treasury Fund[(https://www.blackrock.com/cash/en-gb/products/250972/blackrock-ics-us-treasury-premier-acc-fund) Premier ACC (USD) Managed by BlackRock |
愛爾蘭
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds - EUR Government CNAV Fund Managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds - USD Treasury CNAV Fund Managed by JPMorgan |
意大利
| Feature | Details |
|---|---|
| Asset types | Interest and stocks |
| Availability | Personal and business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
拉脫維亞
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
立陶宛
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
盧森堡
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
荷蘭
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
挪威
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
葡萄牙
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
波蘭
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
羅馬尼亞
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
斯洛伐克
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
斯洛文尼亞
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
西班牙
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
瑞典
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
常見問題
如果我以派息基金或股票方式持有資金，然後搬到了另一個國家/地區，那會怎麼樣？
如果你搬到另一個國家/地區之前投資了餘額或錢罌中的資金，這些資金將會繼續保持為已投資的資金。
你搬到另一個國家/地區後：
你可以繼續增值至現有的派息基金或股票餘額或錢罌，我們會繼續投資你所添加的資金。
你不能將其他餘額或錢罌轉換成派息基金或股票，直至你搬回到我們提供資產功能的國家/地區。
如果你決定將已投資的餘額或錢罌轉換成現金，你將無法將該餘額或錢罌再次轉換成派息基金或股票。
但有以下幾種例外的情況：
美國或以色列：如果你的新地址在美國或以色列，一旦你更改地址，我們會立即將你已投資的餘額和錢罌轉換回現金（這代表我們會賣出你的所有投資單位）。
加拿大：如果你由新加坡搬到加拿大，我們會將任何已投資於派息基金的餘額或錢罌轉換成現金。換言之，當你更新地址之後，我們會賣出你所有的投資單位。
如果我是美國公民/納稅人，我可以使用派息基金和股票功能嗎？
目前不可以。由於我們的基金合作夥伴所受到的監管規定，我們無法向美國公民/納稅人提供此服務。如果你是擁有雙重國籍的美國公民，你也無法將餘額和錢罌轉換成派息基金或股票。
雖然Wise派息基金在美國不適用，但你可以通過其他方式透過Wise帳戶賺取利息。