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Send money to Philippines

Fast, low-cost, and secure online money transfers from the USA to Philippines.

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  • 19.96 USD
  • 60.69 USDOur fee
  • 80.65 USDTotal fees

  • =
    9,919.35 USDTotal amount we’ll convert
  • ×
    54.4032

Compare the best money transfer service to Philippines

Sending 10,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD PHP)
XeCheapest544,298.21 PHP
0.00 USD54.4298Mid-market rate
Moneygram544,044.03 PHP- 254.18 PHP1.99 USD54.4152Mid-market rate
Wise539,644.38 PHP- 4,653.83 PHP80.65 USD54.4032Mid-market rate
OFX528,697.58 PHP- 15,600.63 PHP0.00 USD52.8698
Xoom523,217.07 PHP- 21,081.14 PHP0.00 USD52.3217
Wells Fargo521,490.20 PHP- 22,808.01 PHP52.32 USD52.4233
PayPal519,882.69 PHP- 24,415.52 PHP4.99 USD52.0142
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How to send money to Philippines in 3 easy steps

Wise is easy.

How to send money to Philippines from the USA

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Philippines?

Pay a small, flat fee and percentage

To send money in USD to Philippines, you pay a small, flat fee of 4.69 USD + 0.6% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
4.69 USD
Variable feeup to 122,780 USD/month
0.6%
Variable feemore than 122,780 USD/month

How long will a money transfer to Philippines take?

A money transfer from the USA (USD) to Philippines (PHP) should arrive by Thursday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
PHP

Should arrive

by Thursday

What you’ll need for your online money transfer to Philippines

Best ways to send money to Philippines

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Philippines

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    We're a licensed money transmitter

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.4 out of 5, from 186,599 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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