Send money to Canada

Fast, low-cost, and secure online money transfers from the US to Canada.

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  • 2.79 USD
  • 4.55 USDOur fee
  • 7.34 USDTotal fees
  • =
    992.66 USDTotal amount we’ll convert
  • ×
    1.3782

Should arrive by Thursday

Get started

Save when you send money to Canada

Sending 1,000 USD withRecipient gets(Total after fees)
Wise
1,368.08 CAD
Transfer fee
7.34 USD
Exchange rate(1 USD CAD)
1.37820
Exchange rate markup
0 USD

Cost of transfer
7.30 USD

Remitly
1,367.85 CAD- 0.23 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.36785
Exchange rate markup
7.47 USD

Cost of transfer
7.47 USD

Instarem.
1,364.35 CAD- 3.73 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.36435
Exchange rate markup
10.01 USD

Cost of transfer
10.01 USD

OFX
1,358.75 CAD- 9.33 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35875
Exchange rate markup
14.08 USD

Cost of transfer
14.08 USD

Western Union
1,354 CAD- 14.08 CAD
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.35670
Exchange rate markup
15.56 USD

Cost of transfer
17.55 USD

Xe
1,353.05 CAD- 15.03 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35305
Exchange rate markup
18.21 USD

Cost of transfer
18.21 USD

WorldRemit
1,347.76 CAD- 20.32 CAD
Transfer fee
2.99 USD
Exchange rate(1 USD CAD)
1.35180
Exchange rate markup
19.12 USD

Cost of transfer
22.11 USD

Xoom (A PayPal Service)
1,345.42 CAD- 22.66 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.34542
Exchange rate markup
23.75 USD

Cost of transfer
23.75 USD

Wells Fargo
1,334.52 CAD- 33.56 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.33452
Exchange rate markup
31.66 USD

Cost of transfer
31.66 USD

Chase
1,330.19 CAD- 37.89 CAD
Transfer fee
5 USD
Exchange rate(1 USD CAD)
1.33687
Exchange rate markup
29.95 USD

Cost of transfer
34.95 USD

MoneyGram
1,310.10 CAD- 57.98 CAD
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.31271
Exchange rate markup
47.48 USD

Cost of transfer
49.47 USD

PayPal
1,308.59 CAD- 59.49 CAD
Transfer fee
4.99 USD
Exchange rate(1 USD CAD)
1.31515
Exchange rate markup
45.71 USD

Cost of transfer
50.70 USD
This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
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How to send money to Canada in 3 easy steps

How much does it cost to transfer money to Canada?

Pay a small, flat fee and percentage

To send money in USD to Canada, you pay a small, flat fee of 7.38 USD + 0.33% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.38 USD
Variable feeup to 129,085 USD/month
0.33%
Variable feemore than 129,085 USD/month

How long will a money transfer to Canada take?

A money transfer from the US (USD) to Canada (CAD) should arrive by Thursday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
CAD

Should arrive

by Thursday

What you’ll need for your online money transfer to Canada

Best ways to send money to Canada

Trust Wise with safe & secure money transfers to Canada

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Canada from the US with the Wise app

Looking for an app to send money to Canada? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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