International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad

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  • 1.30 USD
  • 5.52 USDOur fee
  • 6.82 USDTotal fees
  • =
    993.18 USDTotal amount we’ll convert
  • ×
    0.910750
Compare our pricing and speed
Find out the real cost of sending money abroad, and how fast you can send it.

The real cost of sending 1,000 USD to EUR

and transfer speed

Transfer speed


CheapestRemitly
6.81 USD
6.81 USD

6.81 USD in hidden fees

Should arrive in 3-5 business days
Should arrive in 3-5 business days

Moneygram
6.95 USD
6.95 USD

4.96 USD in hidden fees

Should arrive within 7 business days
Should arrive within 7 business days
Wise
9.03 USD
9.03 USD

No hidden fees

Should arrive in 23 hours
Should arrive in 23 hours
Xe
9.16 USD
9.16 USD

9.16 USD in hidden fees

Should arrive within 1 business day
Should arrive within 1 business day

OFX
13.66 USD
13.66 USD

13.66 USD in hidden fees

Should arrive in 1-2 business days
Should arrive in 1-2 business days

Western Union
16.24 USD
16.24 USD

15.25 USD in hidden fees

Should arrive within 5 business days
Should arrive within 5 business days

Xoom
18.24 USD
18.24 USD

18.24 USD in hidden fees

Should arrive within 3 hours
Should arrive within 3 hours

Chase (US)
33.83 USD
33.83 USD

28.83 USD in hidden fees

Should arrive in 1-5 business days
Should arrive in 1-5 business days

PayPal
45.41 USD
45.41 USD

40.42 USD in hidden fees

Should arrive in 1-5 business days
Should arrive in 1-5 business days
globe

Send money abroad from the USA in 3 easy steps

How to send money abroad from the USA

How to send money abroad from the USA

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 4.17 USD + 0.49% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
4.17 USD
Variable feeup to 126,825.00 USD/month
0.49%
Variable feemore than 126,825.00 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

in 2 hours

How to send money from USD to EUR

Best ways to send money internationally

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.1 out of 5, from 197,558 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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