Wise keeps your money safe. Learn how

International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad

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Is Wise safe?
Yes, here’s why
  • 1.30 USD
  • 5.52 USDOur fee
  • 6.82 USDTotal fees

  • =
    993.18 USDTotal amount we’ll convert
  • ×
    0.935300

Find out how much it costs to send money abroad

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
RemitlyCheapest935.20 EUR
0.00 USD0.935200Mid-market rate
Moneygram930.39 EUR- 4.81 EUR1.99 USD0.932244
Wise926.85 EUR- 8.35 EUR9.03 USD0.935300Mid-market rate
OFX923.40 EUR- 11.80 EUR0.00 USD0.923400
Xe923.35 EUR- 11.85 EUR0.00 USD0.923349
Western Union920.35 EUR- 14.85 EUR0.00 USD0.920351
Xoom915.07 EUR- 20.13 EUR0.00 USD0.915070
Bank of America910.13 EUR- 25.07 EUR0.00 USD0.910129
Chase (US)903.40 EUR- 31.80 EUR5.00 USD0.907936
PayPal890.92 EUR- 44.28 EUR4.99 USD0.895392

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 4.17 USD + 0.49% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
4.17 USD
Variable feeup to 124,225.00 USD/month
0.49%
Variable feemore than 124,225.00 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

by Wednesday

How to send money from USD to EUR

Best ways to send money internationally

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.4 out of 5, from 190,695 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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