Wise routing number
Using a Wise account in the US to send or receive a domestic or international wire transfer? Make sure your payment arrives by using the right routing number.
What is a routing number?
In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.
The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.
Find Wise routing numbers for:
Wise routing numbers for wire transfers.
The routing number for Wise for domestic and international wire transfer is 26073008. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table. If you're sending an international wire transfer, you'll also need a SWIFT code.
| Type of wire transfer | Wise routing number |
|---|---|
Domestic Wire Transfer | 026073008 |
International Wire Transfer to Wise account in the USA | 026073008 |
SWIFT Code for non-licensed states | CMFGUS33 |
Wise routing number for ACH transfers.
The ACH routing number will have to be included for sending an ACH transfer to any Wise account. To send a domestic ACH transfer, you’ll need to use the ACH routing number 084009519.
You'll need to include the ACH routing number when sending an ACH transfer to any Wise account.
What are routing numbers used for?
Banks use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:
- Have payments like a salary or pension deposited into your account
- Make a wire transfer or ACH payment to someone in the US
Which Wise routing number should you use?
Are all Wise routing numbers the same?
The Wise routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to receive wire transfers.
A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.
Find Wise routing numbers for:
How to find your Wise routing number online
Want to get your routing number from Wise? Here’s all you need.
Here are some of the ways to find your number online:
- On this page - We've listed the Wise routing number for ACH and wire transfers.
- The Wise online page - You’ll be able to get your Wise routing number by logging intoyour online account.
- Statement - Wise-issued statement.
Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your Wise routing number. But it’s always worth checking the right account and routing number on your online account or with your recipient.
Routing numbers, SWIFT codes, BIC and IBANs – what’s the the difference?
Banks love confusing financial jargon. Here’s a simple explanation.
You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.
Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.
SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.
IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.
There's a cheaper way to send money abroad.
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
When you send money with us, you get the real exchange rate — just like the one you see on Google. Combined with the low, upfront fee we're known for. And if we're not the cheapest option, we'll let you know.