Cost of Living in New Zealand
Safe, scenic island nation; offers a relaxed, outdoor-focused lifestyle, though isolation and living costs are high.
Open a Wise account$2,268
Average cost per month
Distribution of Expenses
Haka & outdoor adventure
Glaciers, fjords & volcanoes
Ag-export; safe & isolated
Cost of living breakdown for New Zealand
Living costs in New Zealand can vary. You can expect to spend around $2,268 per month for 1 person as of 2026, on common living costs such as housing, food, and transport.
Housing
Standard of Living
Food & Drink
New Zealand average costs for food and drink.
Salary & Services
New Zealand average salaries and services.
Average living costs in New Zealand
| Item | Average price | Price range |
|---|---|---|
| 1 Bedroom Apartment in City CentreRent Per Month | $1,121.95 | $706.51 - $1,536.66 |
| 1 Bedroom Apartment Outside of CentreRent Per Month | $980.15 | $541.66 - $1,434.22 |
| 3 Bedroom Apartment in City CentreRent Per Month | $1,810.57 | $1,295.27 - $2,649.42 |
| 3 Bedroom Apartment Outside of CentreRent Per Month | $1,560.63 | $1,177.52 - $2,040.64 |
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Cities in New Zealand
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Frequently asked questions
The cost of living in New Zealand depends on your lifestyle and location. On average, a single person needs $1,024 per month without rent, while a family of four requires $3,548. Renting a 1-bedroom apartment in the city centre costs an additional $1,122 on average.
Public transport prices vary, but generally, a one-way ticket for local transport in New Zealand costs $2. If you are commuting regularly, a monthly pass is typically priced at $118.
The average monthly net salary (after tax) in New Zealand is currently $2,962.
Dining costs depend on your choices. A meal at an inexpensive restaurant in New Zealand costs approximately $15, while a three-course meal for two people at a mid-range restaurant costs around $74.
The estimated monthly cost of living in New Zealand for a single person is $1,024, excluding rent.
For a family of four living in New Zealand, the estimated monthly costs are $3,548, not including rent.
Rent prices in New Zealand depend on location. The average monthly rent for a 1-bedroom apartment in a city centre is $1,122, compared to $980 outside the centre. For a 3-bedroom apartment, the average is $1,811 in city centres and $1,561 in suburban areas.
Basic utilities in New Zealand (including electricity, heating, cooling, water, and garbage for an 85m² apartment) cost an average of $157 per month. Internet access typically adds another $51.