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Global payments for growing businesses

Save money, time and stress on making payments and getting paid internationally. 40+ currencies. 24/7 customer support. No monthly fees. All for 31 USD.
A phone and desktop show a Wise Business account with 339,245.19 USD total value. The money is held in USD and BRL. A transfer of 50,000 GBP needs approval. Recent transactions listed are for Stripe and Google Workspace.

Global payments for growing businesses

Save money, time and stress on making payments and getting paid internationally. 40+ currencies. 24/7 customer support. No monthly fees. All for 31 USD.
A phone and desktop show a Wise Business account with 339,245.19 USD total value. The money is held in USD and BRL. A transfer of 50,000 GBP needs approval. Recent transactions listed are for Stripe and Google Workspace.

Trusted by over 600k+ businesses, big and small, moving billions with Wise

Rating of 4.3/5 on Trustpilot

4.3/5 from 200k+ reviews

All you need to do business worldwide

  • A Wise transfer of United States dollar to Singapore dollar.

    Low-fee transfers

    Save on hidden FX fees — the more you send, the more you save. Pay suppliers, employees and invoices in bulk.

  • Wise balance for United States dollar.

    Get paid fast like a local business

    Receive money with local account details like IBANs, sort codes and routing numbers, just like your business is based there.

  • Notification showing gains from Interest over one month.

    Earn 4.18% APY1 on USD

    Get returns every working day without locking your money away. Run your business as your balances work harder.

  • Logos for Oracle Netsuite, Quickbooks, Zoho Books, FreeAgent, Sage, Xero.

    Sync to your accounting software

    Connect with bank feeds for fast, accurate reporting in every currency. Integrate with the tools you use every day.

  • Notification of payments approval for 50,000 GBP to Arcitects Co.

    Personalise your team's set up

    Set spending limits, configure your teams and tailor permissions according to people's jobs.

*Receive interest is not available to residents of New York and Alaska at this time.

Grow your business faster with Wise

Wise is the cheap and easy way to run your business in multiple currencies or enter new markets. Just 31 USD to set up, with no monthly account fees.

  • Low, transparent FX fees

    Unlike banks, we don’t hide any fees in markups and only use the mid-market exchange rate.

  • Instant international payments

    Cross-border transfers you can count on: over half arrive in under 20 seconds.*

  • Easy and convenient

    Get set up and get paid from different countries in minutes, all from your laptop or phone.

*Accurate as of Q2, 2024. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.

Grow your business faster with Wise

Wise is the cheap and easy way to run your business in multiple currencies or enter new markets. Just 31 USD to set up, with no monthly account fees.

  • Low, transparent FX fees

    Unlike banks, we don’t hide any fees in markups and only use the mid-market exchange rate.

  • Instant international payments

    Cross-border transfers you can count on: over half arrive in under 20 seconds.*

  • Easy and convenient

    Get set up and get paid from different countries in minutes, all from your laptop or phone.

*Accurate as of Q2, 2024. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.

 Rate guaranteed (14h)
  • Connected bank account (ACH) fee

    2.49 USD

  • Our fee

    6.97 USD


Total included fees (0.95%)

9.46 USD

  • You could save up to 38.41 USD

Should arrive by Monday

Minimum fees, and getting lower

We’ll never disguise fees in the exchange rate to charge your business more. Wise Business shows the real amounts you’ll pay or receive, and you’ll get instant transaction notifications to track your payments in real-time.

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Your money, protected

Wise customers move £30bn every quarter. Our security systems are built to keep every penny safe and available any time.

  • 24/7 support
    24/7 support

    Our business, security and fraud specialists are here by phone or online, wherever you’re calling from.

  • Security
    Security

    Encryption, biometrics and real-time payment approvals keep your money away from thieves.

  • Safeguarded
    Safeguarded

    Your money is diversified and held with an established group of financial institutions.

Save with Wise Business

Take the complexity out of conversion. In 2024, our customers saved over £1.8 billion in hidden fees.

  1. Annual Percentage Yield (APY) - rates shown are true as of 06/12/2024. See Program Agreement for details.
  2. The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
    For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).