The cheap, fast way to send money abroad.

Get an account in minutes
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Transactions processed by Birlesik Ödeme Hizmetleri
Over 15 million customers
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Send money cheaper and easier than old-school banks.

Send money at the real exchange rate with no hidden fees.

Send money

Spend abroad without the hidden fees.

We haven’t reached Turkey with our debit card feature yet.

Receive payments like a local in 8 currencies.

Get your own UK account number, Euro IBAN, US routing number, and more.

See all account details

Convert and hold 49 currencies.

Holding multiple currencies is completely free, and we use the real exchange rate to convert.

See all currencies

Compare our pricing

We charge as little as possible. No subscription

Sending 1,000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR TRY)
XeCheapest20,053.04 TRY
0.00 EUR20.0530
Wise19,956.08 TRY-96.96 TRY12.52 EUR20.2091Mid-market rate
Remitly19,949.93 TRY-103.11 TRY0.99 EUR19.9697
ABN AMRO Bank19,935.25 TRY-117.79 TRY9.00 EUR20.1163
OFX19,923.29 TRY-129.75 TRY0.00 EUR19.9233
Western Union19,723.68 TRY-329.36 TRY0.00 EUR19.7237
Moneygram19,702.02 TRY-351.02 TRY25.00 EUR20.2072Mid-market rate
ING19,584.75 TRY-468.29 TRY31.00 EUR20.2113Mid-market rate
LaCaixa19,152.51 TRY-900.53 TRY27.00 EUR19.6840
Sabadell19,131.12 TRY-921.92 TRY22.00 EUR19.5615
BBVA18,793.89 TRY-1,259.15 TRY45.00 EUR19.6795

Transfers from Turkey

Ödeme ve Elektronik para işlemleriniz lisanslı bir kuruluş olan ve Türkiye Cumhuriyeti Merkez Bankası ("TCMB") tarafından denetlenen Birleşik Ödeme Hizmetleri ve Elektronik Para A.Ş.'nin finansal hizmet sağlayıcılığı ile gerçekleşmektedir. Diğer yandan, İngiltere ve Galler'de tescilli Wise Payments Limited hizmete yalnızca "aracı" olarak yardımcı olup TCMB ve sair yetkili merciler nezdinde Elektronik Para ve Ödeme Hizmetleri Kuruluşu olarak faaliyet gösterme iznine sahip değildir.

The payment and electronic money transactions are carried out by the financial service provider of Birleşik Ödeme Hizmetleri ve Elektronik Para A.Ş., which is a licensed institution and supervised and audited by the Central Bank of the Republic of Turkey ("CBRT"). On the other hand, Wise Payments Limited, registered in England and Wales is acting as an "agency" in this service, which has no license to act as an Electronic Money and Payment Services Institution granted by the CBRT, and any other authorized authority.

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Birlesik Odeme

Moving and living abroad just got simpler

Receive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.

Shopping through overseas online stores

Pay at the real exchange rate. Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.

Receive money from around the world

Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.

Take the stress out of managing property

Save when you buy property abroad. Pay your bills remotely. Receive payments from tenants.

Getting started

Get set up and start spending with your card in minutes.

Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.

Get an account in minutes

Global support in a range of languages

We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.

See most frequently asked questions


Protecting you and your money

Every month, our customers trust us to move over £9 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe.

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

British pound

UK sort code, Account number, and IBAN

Get GBP account details


Bank code (SWIFT/BIC) and IBAN

Get EUR account details

US dollar

Routing number and Account number

Get USD account details

Australian dollar

BSB code and Account number

Get AUD account details

New Zealand dollar

Singapore dollar

Bank code, Bank name, and Account number

Get SGD account details

Canadian dollar

Institution number, Transit number, and Account number

Get CAD account details

Hungarian forint

Hold and convert money

You can hold and convert money in 49 currencies. It only takes a few seconds to open a new account in the currency you need.

UAE dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Botswana pula
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian lei
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
US dollar
Uruguayan peso
Vietnamese dong
West African franc
South African rand
Zambian kwacha
Frequently asked questions

Let's answer some of your questions