A 6x cheaper multi-currency account.
For international people.

Get an account in minutes
Also available on
Transactions processed by Birlesik Ödeme Hizmetleri
Over 10 million customers
Read on Trustpilot

Available for you in

Send money cheaper and easier than old-school banks.

Send money at the real exchange rate with no hidden fees.

Send money

Spend abroad without the hidden fees.

We haven’t reached Turkey with our debit card feature yet.

Receive payments like a local in 9 currencies.

Get your own UK account number, Euro IBAN, US routing number, and more.

See all account details

Convert and hold 54 currencies.

Holding multiple currencies is completely free, and we use the real exchange rate to convert.

See all currencies

Compare our pricing

We charge as little as possible. No subscription

Sending 1,000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR TRY)
WiseCheapest11,094.24 TRYSave up to 426.96 TRY7.60 EUR11.1792Mid-market rate
BNP Paribas11,041.03 TRY- 53.21 TRY0.00 EUR11.0410
ABN AMRO Bank11,010.51 TRY- 83.73 TRY9.00 EUR11.1105
Moneygram10,965.29 TRY- 128.95 TRY0.00 EUR10.9653
Western Union10,947.91 TRY- 146.33 TRY0.90 EUR10.9578
Rabobank10,946.54 TRY- 147.70 TRY15.22 EUR11.1157
Sabadell10,860.70 TRY- 233.54 TRY0.00 EUR10.8607
Remitly10,847.47 TRY- 246.77 TRY2.99 EUR10.8800
ING10,829.64 TRY- 264.60 TRY31.00 EUR11.1761Mid-market rate
OFX10,783.77 TRY- 310.47 TRY10.00 EUR10.8927
LaCaixa10,727.54 TRY- 366.70 TRY15.00 EUR10.8909
BBVA10,667.28 TRY- 426.96 TRY28.00 EUR10.9746

Transfers from Turkey

İşbu hizmet, 08.10.2015 tarihli ve 6484 sayılı BDDK kararı ile Bankacılık Düzenleme ve Denetleme Kurumu ("BDDK") tarafından Elektronik Para ve Ödeme Hizmetleri Kuruluşu olarak yetkilendirilen, Türkiye Cumhuriyeti Merkez Bankası ("TCMB") tarafından denetlenen Birleşik Ödeme Hizmetleri ve Elektronik Para A.Ş tarafından "finansal hizmet sağlayıcısı" olarak verilmektedir. Diğer yandan, İngiltere ve Galler'de tescilli Wise Payments Limited hizmete yalnızca "aracı" olarak yardımcı olup TCMB ve sair yetkili merciler nezdinde Elektronik Para ve Ödeme Hizmetleri Kuruluşu olarak faaliyet gösterme iznine sahip değildir.

This service is provided by Birleşik Ödeme Hizmetleri ve Elektronik Para A.Ş. as "financial service provider", which is authorized as an Electronic Money and Payment Services Institution by the Banking Regulation and Supervision Agency ("BRSA") pursuant to BRSA decision dated 08.10.2015 with No. 6484 and is being audited by Central Bank of the Republic of Turkey ("CBRT"). Wise Payments Limited, registered in England and Wales is acting as an "agency" in this service, which has no license to act as an Electronic Money and Payment Services Institution granted by the BRSA, CBRT and any other authorized authority.

Learn more

Birlesik Odeme

Moving and living abroad just got simpler

Receive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.

Shopping through overseas online stores

Pay at the real exchange rate. Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.

Receive money from around the world

Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.

Take the stress out of managing property

Save when you buy property abroad. Pay your bills remotely. Receive payments from tenants.

Getting started

Get set up and start spending with your card in minutes.

Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.

Get an account in minutes

Global support in a range of languages

We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.

See most frequently asked questions


Protecting you and your money

Every month, our customers trust us to move over £5 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

British pound

UK sort code, Account number, and IBAN

Get GBP account details


Bank code (SWIFT/BIC) and IBAN

Get EUR account details

US dollar

Routing number and Account number

Get USD account details

Australian dollar

BSB code and Account number

Get AUD account details

New Zealand dollar

Singapore dollar

Bank code, Bank name, and Account number

Get SGD account details

Canadian dollar

Institution number, Transit number, and Account number

Get CAD account details

Hungarian forint

Turkish lira

Bank name and IBAN

Hold and convert money

You can hold and convert money in 54 currencies. It only takes a few seconds to open a new balance in the currency you need.

UAE dirham
Argentine peso
Australian dollar
Bangladeshi taka
Bulgarian lev
Botswana pula
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
British pound
Georgian lari
Ghanaian cedi
Hong Kong dollar
Croatian kuna
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Peruvian sol
Philippine peso
Pakistani rupee
Polish złoty
Romanian lei
Russian ruble
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
US dollar
Uruguayan peso
Vietnamese dong
West African franc
South African rand
Zambian kwacha
Frequently asked questions

Let's answer some of your questions