International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. We’re up to 5x cheaper than banks.

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  • 2.60 USD
  • 13.08 USDOur fee
  • 15.68 USDTotal fees

  • =
    1,984.32 USDTotal amount we’ll convert
  • ×

Find out how much it costs to send money abroad

Sending 2,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD PHP)
WiseCheapest112,707.67 PHPSave up to 4,066.46 PHP16.59 USD56.8252Mid-market rate
WorldRemit112,433.20 PHP- 274.47 PHP0.00 USD56.2166
Xe112,139.20 PHP- 568.47 PHP0.00 USD56.0696
Moneygram112,033.38 PHP- 674.29 PHP1.99 USD56.0725
Western Union111,919.93 PHP- 787.74 PHP0.99 USD55.9877
OFX109,759.20 PHP- 2,948.47 PHP0.00 USD54.8796
Xoom109,115.02 PHP- 3,592.65 PHP0.00 USD54.5575
PayPal108,641.21 PHP- 4,066.46 PHP4.99 USD54.4565

How much does it cost to transfer USD to PHP?

Pay a small, flat fee and percentage

To send money in USD to PHP, you pay a small, flat fee of 4.69 USD + 0.6% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
4.69 USD
Variable feeup to 122,380 USD/month
Variable feemore than 122,380 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Monday

How to send money from USD to PHP

Best ways to send money internationally

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 195,189 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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