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New! The Wise debit Mastercard.

Everything you need to know about the Wise debit card and borderless account.
Borderless balance

Pricing as it should be.

The Wise account and debit card are free to set up and use. And there's never any monthly fees and minimum balance to worry about.

You’ll always get the real exchange rate. And when you convert and send money, you’ll get the low, transparent fees we’re known for.

More details on pricing

######Some prices may change from time to time, but we'll always let you know.

Account pricing
Create your accountFree
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Hold 50+ currency balancesFree
Convert currencies

0.35%-2.22%

ATM withdrawals up to S$350 / 30 daysFree
Platinum Debit Mastercard®

S$10

The Wise Platinum debit Mastercard® is issued by is issued by Transferwise Singapore Pte Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to wise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Wise Platinum debit Mastercard®

The Wise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You'll get low conversion fees, and zero transaction fees.

  • Free to pay with currencies in your account
  • Free overseas ATM withdrawals up to S$350 a month
  • Only pay a small conversion fee when you convert your money — typically between 0.35% and 2.22%
  • Automatically convert your money at the real exchange rate
  • Read more about pricing
Wise Platinum debit Mastercard®

Your easy alternative to a bank account abroad.

Send money for less
Save up to 18x compared to the banks when you send money abroad.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Find currencies >
Open an account in seconds
Sign up and get verified online — without a local address or visiting a branch.
Sign up now >
Get paid like a local
Receive money for free with your own US, UK, EU, Australia, and New Zealand bank details.

Get your Transferwise debit card.

Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Free ATM withdrawals worldwide
Free cash withdrawals up to $350 every 30 days.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Enjoy up to 12% off on booking.com
Pay with your Wise card and get up to 12% off your next stay.
Learn more

See how Wise helps travellers and expats save money.

The perfect account for your international lifestyle.

Manage your international money at the real exchange rate, right from your phone. And you’ll get international bank details to receive multiple currencies for free:

  • Australian account number and BSB code
  • British account number and sort code
  • European IBAN
  • New Zealand account number
  • US account number and routing number

More countries coming soon.

Get your free account →

The perfect account for your international lifestyle.

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

HUFHungarian Forint

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

SGDSingapore Dollar

Get your own Account Number.


Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

ARSArgentine Peso

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

HRKCroatian Kuna

EUREuro

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

PENPeruvian Sol

PHPPhilippine Peso

NZDNew Zealand Dollar

USDUS Dollar

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

RUBRussian Ruble

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha


Send money to 80+ countries.

You can use money in your multi-currency account to send to any of the currencies on Wise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

FAQs

If you already have a Wise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.

Learn more

You can spend on your Wise Platinum debit Mastercard® in 150+ currencies around the world.

You can hold and manage money in your Wise account in 40+ currencies for free. And convert between them whenever you want. See a list of countries we support here.

You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.

It's free to set up your account.

It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

[Click here to learn more about pricing] (https://wise.com/help/article/2736166/borderless-account/borderless-account-pricing)

If you have a currency in your account, it's free to spend on your card in that currency.

You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.

We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from AUD to GBP 0.47%
  • from AUD to USD 0.47%
  • from EUR to USD 0.41%
  • from USD to GBP 0.45%
  • from USD to EUR 0.45%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

[Click here to learn more about pricing] (https://wise.com/help/article/2889489/borderless-account/how-much-does-it-cost-to-convert-between-currencies)

TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. We’re regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295.

All money in your Wise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.

Over 5 million customers have trusted us to move their money around the world. We move more than $5 billion every month at Wise - and we take the safety and security of your money seriously.

Once you have signed up for the debit card in your Wise account, the card will be sent to your registered address within 7-14 business days.

Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.

Once you've got your card, you'll need to activate it before you can use it. To activate your card:

  1. Go to your Wise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.

  2. Enter the 6-digit code that's on the card below your name.

  3. Now your card is activated, you'll be able to make payments.

To activate contactless, buy something with chip or PIN and select "credit" on the terminal.

To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your Wise card.

When you activate your Wise card, we’ll share your PIN with you. If you forget it, you can always check it in the Wise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.

When withdrawing cash from an ATM, please always select the "credit" option on the ATM screen. The money will be withdrawn from your Wise account. You can use the Wise card at all ATMs with Mastercard®, Maestro or Cirrus logo.

Bye bye bank fees, hello world.

Bye bye bank fees, hello world.

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