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Fees for holding money

Hold 50+ currencies in your Wise account for free. Pay an annual fee for larger amounts in Euros.

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Wise currency accounts illustration

Holding money with Wise

It’s free to keep most currencies in your Wise account, up to a limit

From US dollars to South African rand, hold your money in different currencies without fees.

Pay a fee to hold more than 3,000 EUR

If you’d like to keep more than 3,000 EUR in your Wise account, we’ll charge a 0.075% fee monthly (fee accrues daily, starting with the third day after the balance exceeds the stated limits).

Monthly fees
Hold 50+ currency accounts
Free
Less than 3,000 EUR
Free

Convert currencies in your Wise Account

You always get the real exchange rate. You'll only pay a small fee to convert the money in your account into another currency.

Frequently asked questions