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Transfers to JPY, RUB, and from CAD just got cheaper!

We’re on a mission to make money move without borders — convenient, fast, and eventually free. In June, we took a few steps towards that mission by making transfers to JPY, RUB, and from CAD cheaper.
On top of that, we’ve made funding AUD, CAD and USD transfers with a card – our customers’ preferred payment method – cheaper, too. See how much you’ll save on your next transfer 👇

What your fees pay for

Normal companies aren’t always 100% honest about their fees and profits. We believe in radical transparency. Across our business globally, this is what your fees pay for.

Our costs
  • 12% Offices and other overheads
  • 14% Operations and customer support teams
  • 18% Margin and growing Wise
  • 20% Building and improving Wise
  • 36% Banking partners and money-moving costs

We calculated this data on 2nd August 2019, and it shows the average cost of transfers across all currencies.

Our three principles


Be radically transparent

Most companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.


Charge as little as possible

Most companies charge as much as they can get away with. We do the opposite.


Make it simple, make it instant.

Most companies make you pay more for ‘premium’ stuff. We believe the best-possible should be standard.