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Using the multi-currency account becomes cheaper for 93% of our customers 🥳

From 19 October, sending money from your balance to any currency will cost you less, with same-currency transfers dropping up to 45%. Converting money between balances will be cheaper for 85% of our currency routes.
However starting 19 December, it will cost $7.50 to receive USD wires to your USD bank details. And we’re adding a 0.4% fee to hold more than €15,000 in euros as a personal customer, or €70,000 as a business customer. Read more about how and why we’re changing these fees.

Why prices change

We’re on a mission to make Wise as cheap as possible. So we only ever charge what it costs to send your money, plus a small margin that we reinvest into growing Wise. Sometimes, when our costs go up, our prices go up too — and we work to bring them back down. But in the long run, we’re consistently lowering prices over time.

Read more about our mission

Average price over time

Transfer paid by bank transfer

Why prices change chart

What your fees pay for

Normal companies aren’t always 100% honest about their fees and profits. We believe in radical transparency. Across our business globally, this is what your fees pay for.

Our costs
  • 10% Offices and other overheads
  • 14% Operations and customer support teams
  • 18% Building and improving Wise
  • 19% Margin and growing Wise
  • 39% Banking partners and money-moving costs

Our three principles


Be radically transparent

Normal companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.


Charge as little as possible.

Normal companies charge as much as they can get away with. We believe in upside-down pricing.


Make it simple, make it instant.

Normal companies make you pay more for 'premium' stuff. We believe the best-possible should be standard.