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Closer to Mission 0: Transfers to Europe, and from Canada, are now cheaper 🎉

On January 29th, we took a step closer to realising our mission of money without borders. All our customers sending money to Euro, and from Canadian dollar, will see the price of their transfers go down.
Better infrastructure and local partnerships let us cut out middlemen (usually, banks) and their fees. This let us drop some of our costs — and pass those savings back to you. See how much you’ll save on your next transfer 👇

Why prices change

We’re on a mission to make Wise as cheap as possible. So we only ever charge what it costs to send your money, plus a small margin that we reinvest into growing Wise. Sometimes, when our costs go up, our prices go up too — and we work to bring them back down. But in the long run, we’re consistently lowering prices over time.

Read more about our mission

Average price over time

Transfer paid by bank transfer

Why prices change chart

What your fees pay for

Normal companies aren’t always 100% honest about their fees and profits. We believe in radical transparency. Across our business globally, this is what your fees pay for.

Our costs
  • 10% Offices and other overheads
  • 14% Operations and customer support teams
  • 18% Building and improving Wise
  • 19% Margin and growing Wise
  • 39% Banking partners and money-moving costs

Our three principles

1

Be radically transparent

Normal companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.

2

Charge as little as possible.

Normal companies charge as much as they can get away with. We believe in upside-down pricing.

3

Make it simple, make it instant.

Normal companies make you pay more for 'premium' stuff. We believe the best-possible should be standard.

Find out more