A 7x cheaper multi-currency account. For international students.

Join students who left their banks to convert, send and spend their money with the real exchange rate faster, cheaper, and easier than ever. Used by over 10 million people.

In partnership with
Sky Scanner
Axa
HackneyBrewery
SBonusWay

What is the Wise foreign currency account?

Send money around the world, and avoid the unfair exchange rates set by banks. With Wise, you’ll always get a great deal.

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

And with your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

Join millions who get a great exchange rate, and the low fees we’re known for.

Open multi-currency account

hold currencies in mobile app

Your easy alternative to a bank account abroad.

Send money for less
Save up to 7x compared to the banks when you send money abroad.
Convert 50+ currencies
Hold and switch between multiple currencies in seconds with low, transparent fees.
Find currencies >
Open an account in seconds
Sign up and get verified online — without a local address or visiting a branch.
Sign up now >
Get paid like a local
Receive money with your own local bank details.
Our coverage >

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Get your Wise debit card

Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Our calculator >
Fee-free withdrawals abroad
Up to £200 free every month.
Learn more >
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Easy-to-use app
Add and convert money, get instant notifications, and freeze or unfreeze your card anytime.
Download app >

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

From set-up to spending in seconds.

Send the money from your online banking

1. Create your account

Fill in your details and verify your account with a selfie and ID. This should only take few minutes.

Get the best rate

2. Order your card

Start spending online with your card details, before your physical card arrives. Or add your card to Apple Pay or Google Pay to spend in shops too.

Directly from Wise’s local bank account

3. Wait for delivery

Your physical card will be shipped the same day. So it should take between 2-3 days to arrive.

Transparent pricing, always.

With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.

See our pricing

I use it to pay my son’s tuition fees, my mortgage and spending abroad.

Gavin, father & business-owner

Get your multi-currency account

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

SGDSingapore Dollar

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

CADCanadian Dollar

Get your own Institution number, Transit number, and Account number.

HUFHungarian Forint

Get your own Account Number.

TRYTurkish Lira

Get your own Bank name and IBAN.

Hold and convert money

You can hold and convert money in 53 currencies. It only takes a few seconds to open a new account in the currency you need.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

ARSArgentine Peso

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

HRKCroatian Kuna

EUREuro

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

PENPeruvian Sol

PHPPhilippine Peso

NZDNew Zealand Dollar

USDUS Dollar

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

RUBRussian Ruble

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 80 countries

You can send money in your Wise account to any of the currencies we support.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

Rockstar customer support

When questions come up, there's a team ready to help you

  • Email
  • Live Chat
  • Phone
Find out more