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International business banking made easy.

With our partner Wise, 1st Formations customers can open a multi-currency account to send, spend, and receive in over 50 currencies with the real exchange rate. Join over 12 million people today.

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How much are the fees?

No big fees, hidden or otherwise. So it's cheaper than what you're used to.
  • You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
  • Some payment methods have an added fee, but that's usually tiny too
  • You always get the real, mid-market exchange rate, with no markup whatsoever
  • When making a same currency withdrawal into your account there is also a small fixed fee for business users
  • One-time fixed fee payment needed to get access to any number of international account details. Cost of opening international account is £45 or currency equivalent dependent on country.

See how much it costs



Got questions?

There's a team ready to help you get set up.

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