Interessi e/o Azioni sono disponibili per i clienti personali e/o business registrati nei paesi sottostanti e sono soggetti alle normative e ai regolamenti applicabili.
Non possiamo ancora estendere questa opzione a tutti i tipi di attività. Se non trovi l'opzione per trasferire un Salvadanaio o un saldo a Interessi o Azioni, significa che non è ancora disponibile il tuo business. Ti avviseremo non appena sarà possibile.
Maggiori informazioni sui Fondi Assets e le commissioni
Paesi disponibili
Ecco un riepilogo dettagliato della disponibilità delle funzionalità per ciascun paese. Cerca qui sotto il paese dove hai registrato il tuo indirizzo per maggiori dettagli.
Se hai aperto un saldo o un Salvadanaio dopo il 14 febbraio 2024
Se il tuo indirizzo si trova in Austria, Danimarca, Estonia, Finlandia, Francia, Germania, Ungheria, Italia, Lussemburgo, Paesi Bassi, Norvegia, Portogallo, Spagna, Svezia e hai aperto un saldo o un Salvadanaio dopo il 14 febbraio 2024:
** Investirai in una delle due classi di azioni disponibili dello stesso BlackRock ICS Sterling Government Liquidity Fund. "Premier Acc (GBP) (Accumulante) IE00B43PVC83" oppure "Premier Acc T0 (GBP) (Accumulante) IE00B40L6351"
Austria
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Bulgaria
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Croazia
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Cipro
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Repubblica Ceca
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Danimarca
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Estonia
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Finlandia
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Francia
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Saldi e Salvadanai |
Puoi passare i tuoi saldi e Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Germania
| Funzionalità | Dettagli |
|---|---|
| Tipi di asset | Interessi e Azioni |
| Disponibilità | Clienti personali e business |
| Velocità di accesso al fondo | Istantaneo |
| Dove puoi investire | Solo Salvadanai |
Puoi passare i tuoi Salvadanai in:
| Assets | Fondo |
|---|---|
| Azioni | iShares World Equity Index Fund (LU) Classe N2 EUR gestito da BlackRock |
| Fondo di guadagno d'interessi (GBP) | BlackRock ICS Sterling Government Liquidity Fund – Premier Acc T0 + T1 (GBP) gestito da BlackRock* |
| Fondo di guadagno d'interessi (EUR) | BlackRock ICS Euro Government Liquidity Fund – Premier Acc T0 (EUR) gestito da BlackRock |
| Fondo di guadagno d'interessi (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) gestito da BlackRock |
Grecia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Ungheria
| Feature | Details |
|---|---|
| Asset types | Interest only |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) Managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund[(https://www.blackrock.com/cash/en-gb/products/250972/blackrock-ics-us-treasury-premier-acc-fund) Premier ACC (USD) Managed by BlackRock |
Irlanda
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds - EUR Government CNAV Fund Managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds - USD Treasury CNAV Fund Managed by JPMorgan |
Italia
| Feature | Details |
|---|---|
| Asset types | Interest and stocks |
| Availability | Personal and business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Lettonia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock |
Lituania
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Lussemburgo
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Paesi Bassi
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Norvegia
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Portogallo
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Polonia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Romania
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Slovacchia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Slovenia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Spagna
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Svezia
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Domande Frequenti
Cosa succede se, mentre sto detenendo denaro come Interessi o Azioni, mi trasferisco in un altro paese?
Qualsiasi somma tu abbia investito prima di trasferirti in un nuovo paese, sia in saldi che Salvadanai, rimarranno investiti.
Una volta che ti sarai trasferito:
Puoi continuare ad aggiungere denaro ai saldi o ai Salvadanai già detenuti in Interessi e Azioni, e continueremo ad investirlo come al solito.
Non potrai passare altri saldi o Salvadanai a Interessi o Azioni, almeno fino a quando non tornerai in un paese in cui sono disponibili.
Se decidi di riportare i tuoi saldi o Salvadanai investiti in contanti, non potrai passare di nuovo quel saldo o Salvadanaio a Interessi o Azioni.
Ci sono però alcune eccezioni:
Stati Uniti o Israele: se il tuo nuovo indirizzo si trova negli Stati Uniti o Israele, dovremo passare i tuoi saldi o Salvadanai di nuovo in liquidità. Ciò significa che venderemo tutte le tue unità non appena l'indirizzo sarà stato aggiornato.
Canada: se ti trasferisci da Singapore e il tuo nuovo indirizzo è in Canada, passeremo in contanti eventuali saldi o Salvadanai in USD investiti in Interessi. Questo significa che venderemo tutte le tue unità non appena l'indirizzo verrà aggiornato.
Posso utilizzare Interessi e Azioni se sono un cittadino/contribuente statunitense?
Non ancora. A causa del modo in cui il nostro partner del fondo è regolamentato, non possiamo ancora offrire questo prodotto a cittadini/contribuenti statunitensi. Non puoi passare i tuoi saldi e Salvadanai a Interessi o Azioni neanche se hai la doppia cittadinanza statunitense.
Anche se Wise Interessi non è disponibile negli Stati Uniti, ci sono altri modi in cui puoi guadagnare interessi con Wise.
Scopri di più su come guadagnare interessi con il tuo conto Wise se vivi negli Stati Uniti