Cost of Living

New Zealand

Cost of Living in New Zealand

Safe, scenic island nation; offers a relaxed, outdoor-focused lifestyle, though isolation and living costs are high.

Open a Wise account

₹2,15,687

Average cost per month

1

Distribution of Expenses

Property
59%
Groceries
15%
Eating Out
9%
Transportation
5%
Utilities
9%
Leisure
3%
Property
59%
Groceries
15%
Eating Out
9%
Transportation
5%
Utilities
9%
Leisure
3%

Haka & outdoor adventure

Glaciers, fjords & volcanoes

Ag-export; safe & isolated

Cost of living breakdown for New Zealand

Living costs in New Zealand can vary. You can expect to spend around ₹2,15,687 per month for 1 person as of 2026, on common living costs such as housing, food, and transport.

Housing

₹1,18,253Average rent per month in New Zealand
₹5,39,831Price per m² (city centre)
₹3,57,731Price per m² (outside centre)
Housing

Standard of Living

Cost of living index45
Quality of life index87
Safety index57
Standard of Living

Food & Drink

New Zealand average costs for food and drink.

₹29,480Monthly groceries/person
₹17,418Dining out average cost/person
₹330Regular coffee
Food & Drink

Salary & Services

New Zealand average salaries and services.

₹2,81,742Average Monthly Net Salary in New Zealand
₹11,199Transport
Healthcare68
Salary & Services

Average living costs in New Zealand

ItemAverage pricePrice range
1 Bedroom Apartment in City CentreRent Per Month₹1,06,708.38₹67,195.99 - ₹1,46,151.35
1 Bedroom Apartment Outside of CentreRent Per Month₹93,221.82₹51,517.15 - ₹1,36,408.31
3 Bedroom Apartment in City CentreRent Per Month₹1,72,202.86₹1,23,192.81 - ₹2,51,985.67
3 Bedroom Apartment Outside of CentreRent Per Month₹1,48,431.13₹1,11,993.63 - ₹1,94,084.76

The account that moves with you

Cities in New Zealand

Not sure about the weather in New Zealand?

Put it to the test. Play our relocation game to see which city works for you.

Match with your ideal city

Use our life filters to find the perfect city for you.

Relocation made simple

Whatever you're relocating for, the Wise account is made to support you.

App Store

4.8★ on App Store 1.5L reviews

Google Play

4.8★ on Google Play 13L reviews

Our smart app makes relocation easy

Frequently asked questions

The cost of living in New Zealand depends on your lifestyle and location. On average, a single person needs ₹97,434 per month without rent, while a family of four requires ₹3,37,435. Renting a 1-bedroom apartment in the city centre costs an additional ₹1,06,708 on average.

Public transport prices vary, but generally, a one-way ticket for local transport in New Zealand costs ₹219. If you are commuting regularly, a monthly pass is typically priced at ₹11,199.

The average monthly net salary (after tax) in New Zealand is currently ₹2,81,742.

Dining costs depend on your choices. A meal at an inexpensive restaurant in New Zealand costs approximately ₹1,400, while a three-course meal for two people at a mid-range restaurant costs around ₹7,000.

The estimated monthly cost of living in New Zealand for a single person is ₹97,434, excluding rent.

For a family of four living in New Zealand, the estimated monthly costs are ₹3,37,435, not including rent.

Rent prices in New Zealand depend on location. The average monthly rent for a 1-bedroom apartment in a city centre is ₹1,06,708, compared to ₹93,222 outside the centre. For a 3-bedroom apartment, the average is ₹1,72,203 in city centres and ₹1,48,431 in suburban areas.

Basic utilities in New Zealand (including electricity, heating, cooling, water, and garbage for an 85m² apartment) cost an average of ₹14,919 per month. Internet access typically adds another ₹4,852.