Bunga dan/atau saham tersedia bagi konsumen dan/atau bisnis yang terdaftar di negara-negara di bawah ini, dan tunduk pada peraturan dan ketentuan yang berlaku.
Kami tidak dapat mendukung setiap jenis bisnis — jika Anda tidak melihat opsi untuk mengalihkan Tabungan atau saldo menjadi Pendanaan Berbunga atau Saham, ini berarti kami tidak dapat mendukung bisnis Anda. Kami akan memberi tahu Anda bila hal tersebut berubah.
Pelajari tentang Aset, Dana, dan Biaya
Negara-negara yang tersedia
Berikut ini adalah ringkasan detail tentang ketersediaan fitur untuk setiap negara — silakan pilih negara tempat alamat terdaftar Anda berada di bawah ini untuk detail lebih lanjut.
Republik Ceko (CZ
Jika Anda telah membuka saldo atau tabungan setelah tanggal 14 Februari 2024
Jika alamat Anda berada di Austria, Denmark, Estonia, Finlandia, Prancis, Jerman, Hongaria, Italia, Luksemburg, Belanda, Norwegia, Portugal, Spanyol, atau Swedia, dan Anda membuka rekening atau tabungan setelah tanggal 14 Februari 2024:
Anda akan berinvestasi dalam salah satu dari dua kelas saham yang tersedia dari BlackRock ICS Sterling Government Liquidity Fund. Baik 'Premier Acc (GBP) (Akumulasi) IE00B43PVC83' ATAU 'Premier Acc T0 (GBP) (Akumulasi) IE00B40L6351'
Austria
| Kami | Detail |
|---|---|
| Jenis-jenis aset | Pendanaan Berbunga |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Aset | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Dana Likuiditas Pemerintah Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Bulgaria
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Kroasia
| Kami | Detail |
|---|---|
| Jenis-Jenis Aset | Bunga dan Saham |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Siprus
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Republik Ceko
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Denmark
| Kami | Detail |
|---|---|
| Jenis-jenis aset | Bunga dan Saham |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Estonia
| Kami | Detail |
|---|---|
| Jenis-jenis aset | Bunga dan Saham |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Finlandia
| Kami | Detail |
|---|---|
| Jenis-Jenis Aset | Bunga dan Saham |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Prancis
| Kami | Detail |
|---|---|
| Jenis-Jenis Aset | Bunga dan Saham |
| Ketersediaan | Pelanggan perseorangan dan bisnis |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Saldo dan Tabungan |
Anda dapat mengganti saldo dan Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Jerman
| Kami | Detail |
|---|---|
| Jenis-Jenis Aset | Bunga dan Saham |
| Ketersediaan | Pelanggan Bisnis dan Perseorangan |
| Kecepatan akses dana | Instan |
| Di mana Anda dapat berinvestasi | Hanya Tabungan |
Anda dapat mengganti Tabungan Anda ke:
| Assets | Pendanaan Investasi |
|---|---|
| Saham | iShares World Equity Index Fund (LU) Kelas N2 EUR yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (GBP) | BlackRock ICS Sterling Dana Likuiditas Pemerintah Premier Acc T0 + T1 (GBP) dikelola oleh BlackRock* |
| Pendanaan penghasil bunga (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) yang dikelola oleh BlackRock |
| Pendanaan penghasil bunga (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) yang dikelola oleh BlackRock |
Yunani
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Hongaria
| Feature | Details |
|---|---|
| Asset types | Interest only |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) Managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
| Interest-earning fund (USD) | pBlackRock ICS US Treasury Fund[(https://www.blackrock.com/cash/en-gb/products/250972/blackrock-ics-us-treasury-premier-acc-fund) Premier ACC (USD) Managed by BlackRock |
Irlandia
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds - EUR Government CNAV Fund Managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds - USD Treasury CNAV Fund Managed by JPMorgan |
Italia
| Feature | Details |
|---|---|
| Asset types | Interest and stocks |
| Availability | Personal and business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Latvia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Lituania
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) managed by BlackRock* |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Luksemburg
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Belanda
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Norwegia
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Portugal
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal customers only |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Polandia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Rumania
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Slovakia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Slovenia
| Feature | Details |
|---|---|
| Asset types | Interest |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (EUR) | JPMorgan Liquidity Funds — EUR Government CNAV Fund managed by JPMorgan |
| Interest-earning fund (USD) | JPMorgan Liquidity Funds — USD Treasury CNAV Fund managed by JPMorgan |
Spanyol
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Instant |
| Where you can invest | Balances and Jars |
You can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Swedia
| Feature | Details |
|---|---|
| Asset types | Interest and Stocks |
| Availability | Personal and Business customers |
| Fund access speed | Non-instant |
| Where you can invest | Jars only |
You can switch your Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 + T1 (GBP) managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) managed by BlackRock |
Pertanyaan Umum
Apa yang terjadi jika saya menyimpan uang dalam Pendanaan Berbunga atau Saham dan saya pindah negara?
Seluruh uang yang Anda investasikan ke saldo atau Tabungan sebelum Anda pindah negara akan tetap diinvestasikan.
Setelah Anda pindah negara:
Anda dapat terus menambahkan uang ke saldo Bunga dan Saham atau Tabungan yang ada — dan kami akan menginvestasikannya seperti biasa.
Anda tidak dapat mengalihkan saldo atau Tabungan lain ke Pendanaan Berbunga atau Saham, sampai Anda kembali ke negara di mana fitur-fitur tersebut tersedia.
Jika Anda memutuskan untuk mengubah saldo atau Tabungan yang Anda investasikan kembali menjadi uang tunai, Anda tidak dapat mengubah saldo atau Tabungan tersebut kembali menjadi Pendanaan Berbunga atau Saham.
Tetapi ada beberapa pengecualian:
AS atau Israel – jika alamat baru Anda berada di AS atau Israel, kami akan memindahkan saldo yang diinvestasikan dan Tabungan Anda kembali ke uang tunai. Ini berarti kami akan menjual semua unit Anda segera setelah alamat telah diperbarui.
Kanada – jika Anda pindah dari Singapura dan alamat baru Anda berada di Kanada, kami akan mengubah saldo USD atau Tabungan yang diinvestasikan dalam Bunga kembali ke uang tunai. Ini berarti kami akan menjual semua unit Anda segera setelah alamat telah diperbarui.
Dapatkah saya menggunakan Pendanaan Berbunga dan Saham jika saya warga negara/pembayar pajak AS?
Belum. Karena cara mitra dana investasi kami diatur, kami tidak bisa mendukung warga negara/pembayar pajak AS. Anda juga tidak dapat mengalihkan saldo dan Tabungan menjadi Pendanaan Berbunga atau Saham jika Anda memiliki kewarganegaraan ganda AS.
Meskipun Pendanaan Berbunga Wise tidak tersedia di AS, ada cara lain untuk mendapatkan bunga melalui Wise.
Pelajari lebih lanjut tentang mendapatkan bunga di akun Wise Anda jika Anda tinggal di AS