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Wise fees

Whether you are sending, receiving or holding money, or spending with your Wise card — you can learn about our fees here.

What your fees pay for

Normal companies aren’t always 100% honest about their fees and profits. We believe in radical transparency. Across our business globally, this is what your fees pay for.

Our costs
  • 12% Offices and other overheads
  • 14% Operations and customer support teams
  • 18% Margin and growing Wise
  • 20% Building and improving Wise
  • 36% Banking partners and money-moving costs

We calculated this data on 2nd August 2019, and it shows the average cost of transfers across all currencies.

Our three principles

1

Be radically transparent

Most companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.

2

Charge as little as possible

Most companies charge as much as they can get away with. We do the opposite.

3

Make it simple, make it instant.

Most companies make you pay more for ‘premium’ stuff. We believe the best-possible should be standard.