International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. We're up to 5x cheaper than banks.

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  • 0 HKD
  • 18.54 HKDOur fee
  • 18.54 HKDTotal fees
  • =
    981.46 HKDTotal amount we’ll convert
  • ×
    0.1281

Should arrive by Thursday

Get started

Find out how much it costs to send money abroad

Sending 1,000 HKD withRecipient gets(Total after fees)
Instarem.
127.09 USD
Transfer fee
8 HKD
Exchange rate(1 HKD USD)
0.128111
Exchange rate markup
0 HKD

Cost of transfer
7.66 HKD

Western Union
126.94 USD- 0.15 USD
Transfer fee
5 HKD
Exchange rate(1 HKD USD)
0.127581
Exchange rate markup
3.80 HKD

Cost of transfer
8.80 HKD

Wise
125.69 USD- 1.40 USD
Transfer fee
18.54 HKD
Exchange rate(1 HKD USD)
0.128068
Exchange rate markup
0 HKD

Cost of transfer
18.54 HKD

HSBC
119.27 USD- 7.82 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.127565
Exchange rate markup
3.93 HKD

Cost of transfer
68.93 HKD

OFX
118.76 USD- 8.33 USD
Transfer fee
60 HKD
Exchange rate(1 HKD USD)
0.126345
Exchange rate markup
13.45 HKD

Cost of transfer
73.45 HKD

PayPal
118.12 USD- 8.97 USD
Transfer fee
38.99 HKD
Exchange rate(1 HKD USD)
0.122912
Exchange rate markup
40.26 HKD

Cost of transfer
79.25 HKD

China Construction Bank 中国建设银行
114.92 USD- 12.17 USD
Transfer fee
100 HKD
Exchange rate(1 HKD USD)
0.127684
Exchange rate markup
3.00 HKD

Cost of transfer
103.00 HKD

OCBC Wing Hang
113.19 USD- 13.90 USD
Transfer fee
115 HKD
Exchange rate(1 HKD USD)
0.127894
Exchange rate markup
1.36 HKD

Cost of transfer
116.36 HKD

BEA 東亞銀行
98.46 USD- 28.63 USD
Transfer fee
230 HKD
Exchange rate(1 HKD USD)
0.127869
Exchange rate markup
1.55 HKD

Cost of transfer
231.55 HKD
This applies when you pay in via bank transfer. How do we collect this data?
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Send money abroad from Hong Kong in 3 easy steps

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Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money abroad from Hong Kong

How to send money abroad from Hong Kong

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer HKD to USD?

Pay a small, flat fee and percentage

To send money in HKD to USD, you pay a small, flat fee of 15.20 HKD + 0.34% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
15.20 HKD
Variable feeup to 1,007,120.00 HKD/month
0.34%
Variable feemore than 1,007,120.00 HKD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

HKD
USD

Should arrive

by Thursday

How to send money with Wise

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions