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Free allowances for holding money if you live in Australia

For Australian customers, these are the maximum amounts you can hold for free in your Wise Balances, per currency. 

This list of currencies is to give you the context on the threshold for comparison. Read which currencies you can keep on your Wise account.

  • AED — 65,000

  • AFN — 1,370,000

  • ALL — 1,800,000

  • AMD — 9,230,000

  • ANG — 31,000

  • AOA — 11,580,000

  • ARS — 1,510,000

  • AUD — 23,000

  • AWG — 31,000

  • AZN — 30,000

  • BAM — 28,000

  • BBD — 35,000

  • BDT — 1,500,000

  • BGN — 28,000

  • BHD — 6,600

  • BIF — 34,440,000

  • BMD — 17,000

  • BND — 23,000

  • BOB — 120,000

  • BRL — 93,000

  • BSD — 17,000

  • BTN — 1,290,000

  • BWP — 190,000

  • BYN — 45,000

  • BZD — 35,000

  • CAD — 22,000

  • CHF — 15,800

  • CLP — 12,860,000

  • CNY — 115,000

  • COP — 62,120,000

  • CRC — 10,810,000

  • CVE — 1,620,000

  • CZK — 380,000

  • DJF — 3,150,000

  • DKK — 109,000

  • DOP — 1,030,000

  • DZD — 2,340,000

  • EGP — 270,000

  • ETB — 690,000

  • EUR (personal) — 15,000

  • EUR (business) — 70,000

  • FJD — 36,000

  • GBP — 13,000

  • GEL — 58,000

  • GHS — 103,000

  • GIP — 13,000

  • GMD — 920,000

  • GNF — 179,600,000

  • GTQ — 138,000

  • GYD — 3,700,000

  • HKD — 137,000

  • HNL — 420,000

  • HTG — 1,270,000

  • HUF — 5,240,000

  • IDR — 249,600,000

  • ILS — 57,000

  • IMP — 13,000

  • INR — 1,290,000

  • IQD — 24,590,000

  • ISK — 2,270,000

  • JMD — 2,580,000

  • JOD — 12,500

  • JPY — 1,840,000

  • KES — 1,950,000

  • KGS — 1,480,000

  • KHR — 71,920,000

  • KMF — 7,190,000

  • KRW — 19,530,000

  • KWD — 5,300

  • KYD — 14,000

  • KZT — 7,450,000

  • LAK — 165,200,000

  • LBP — 268,600,000

  • LKR — 3,380,000

  • LSL — 260,000

  • LTL — 52,000

  • LYD — 40,000

  • MAD — 158,000

  • MDL — 300,000

  • MGA — 67,540,000

  • MKD — 900,000

  • MMK — 23,690,000

  • MNT — 50,580,000

  • MOP — 140,000

  • MRU — 650,000

  • MUR — 700,000

  • MVR — 270,000

  • MWK — 13,700,000

  • MXN — 350,000

  • MYR — 71,000

  • MZN — 1,320,000

  • NAD — 260,000

  • NGN — 6,880,000

  • NIO — 610,000

  • NOK — 150,000

  • NPR — 2,070,000

  • NZD — 24,000

  • OMR — 6,800

  • PAB — 17,000

  • PEN — 64,000

  • PGK — 62,000

  • PHP — 850,000

  • PKR — 2,830,000

  • PLN — 65,000

  • PYG — 121,600,000

  • QAR — 64,000

  • RON — 71,000

  • RSD — 1,710,000

  • RUB — 1,310,000

  • RWF — 17,540,000

  • SAR — 66,000

  • SBD — 140,000

  • SCR — 370,000

  • SDG — 1,030,000

  • SEK — 148,000

  • SGD — 23,000

  • SLL — 180,500,000

  • SRD — 250,000

  • SVC — 150,000

  • SZL — 260,000

  • THB — 530,000

  • TJS — 200,000

  • TMT — 61,000

  • TND — 47,000

  • TOP — 40,000

  • TRY — 130,000

  • TTD — 120,000

  • TWD — 490,000

  • TZS — 41,130,000

  • UAH — 490,000

  • UGX — 65,140,000

  • USD — 18,000

  • UYU — 750,000

  • UZS — 186,000,000

  • VES — 23,931,000,000

  • VND — 409,200,000

  • VUV — 1,930,000

  • WST — 44,000

  • XAF — 9,630,000

  • XCD — 48,000

  • XOF — 9,570,000

  • XPF — 1,740,000

  • ZAR — 260,000

  • ZMW — 370,000

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