Xero Pay with Wise is a service with Xero that lets small businesses in the UK pay and manage bills. It’s a seamless process to pay multiple bills and reconcile transactions easily, regardless of your bank.
Right now, you can only make GBP to GBP payments up to 1 million GBP per transaction with Xero Pay. But keep in mind, your bank may have its own limits on how much you can send at once.
When using Xero Pay with Wise — Wise (not Xero) processes your payments.
How do I start?
Watch this video on how to start using Xero Pay with Wise.
You’ll need both a Xero and a Wise account to use Xero Pay with Wise. If you’re new to Wise, we’ll need to verify you and your business first.
It can take 1–2 working days for us to verify you. If we need any more information from you, we’ll send you an email. And we’ll let you know as soon as we’ve finished verifying you.
How do I make a batch payment?
Enter your bills on Xero, and choose the ones you’d like to pay
Choose Pay with Wise and complete the payment details
Transfer from your bank account to Wise, and enter the correct batch number in the reference field. Make sure you transfer the exact amount
When paying with a bank transfer, you'll need to send us the money from your external Wise account. Make sure to add the batch number as a reference so we can link your money to the right batch. Then just go to your Wise batch transfer, and mark as paid.
How long does it take?
It usually takes seconds to 2 hours for us to complete your transfer. Sometimes, it can take a little longer — up to 1 working day. This is because we might need to carry out extra checks on your money to keep it safe.
You can always track the status in your Xero account.
If your Xero batch is not funded within 10 working days, it will be automatically cancelled.
Who can I ask for more help?
You can learn more about how Xero Pay with Wise works on Xero’s website.
For any questions, or if you have problems using the service, contact Xero Support.
How do I disconnect my Xero account from Xero Pay with Wise?
The easiest way to cancel and remove Xero Pay with Wise from your Xero subscription is to contact Xero Support.
You can also get in touch with our support team to remove Pay with Wise from your Xero account — but you’ll still need to talk to Xero to make sure your subscription is cancelled and you don’t get charged.