Yes, you can receive large amounts into any balance with account details. But there are a couple of things you should know beforehand.
We may ask you for more information
If you’re receiving a large amount of money, we may need to ask you about your relationship with the sender, or the purpose of the payment. This is a regulatory requirement for us, and it helps us to make sure that our services are safe for everyone.
There are limits for USD balances when receiving money
If your account details have a routing number starting with 026, then the following limits apply.
Personal account limits:
Limit per transfer (and daily limit) — 1,000,000 USD
Annual limit — 5,000,000 USD
Business account limits:
Limit per transfer (and daily limit) — 3,000,000 USD
Annual limit — 15,000,000 USD
These limits don’t apply when:
your account details have a routing number starting with 084
you top up your USD balance using the Add money button in your account
you convert money from other balances in your account