Can I receive large amounts into my Wise account?

Yes, you can receive large amounts into any balance with account details. But there are a couple of things you should know beforehand.

We may ask you for more information

If you’re receiving a large amount of money, we may need to ask you about your relationship with the sender, or the purpose of the payment. This is a regulatory requirement for us, and it helps us to make sure that our services are safe for everyone.

There are limits for USD balances when receiving money

For most currencies, you can receive money on your balance without a limit.

If your USD account details have a routing number starting with 026, then the following limits apply.

These limits don’t apply when:

• your account details have a routing number starting with 084

• you top up your USD balance using the Add money button in your account

• you convert money from other currencies in your account

Click here to find out more about limits