Check the latest fees for receiving money
Fees when receiving USD
Receiving US dollars, domestic or SWIFT wires, to your account details will cost you 7.50 USD per transaction.
When you receive a wire transfer to your account details, we’ll take 7.50 USD off the amount received from the sender. For example, if you’re sent 1,000 USD, we’ll take off 7.50 USD and add 992.50 USD to your balance.
There’s no fee to receive ACH payments, or any other kind of payment that uses your ACH routing number.
Other fees
The sender’s bank may charge fees before it reaches us, so it might be worth getting the sender to check with them.
We also charge a fee for holding large amounts of EUR in your Wise account.
For personal customers, we charge 0.4% a year on any amount over 15,000 EUR.
For business customers, we charge 0.4% a year on any amount over 70,000 EUR.
Learn more about the fee for holding EUR
You can receive a large amount for free, and we'll start charging the fee after 3 days.