Below is a list of SEPA countries (and corresponding information about IBANs of each country) that Wise can send euros (EUR) to and from locally.
Some banks in SEPA countries may not be SEPA compliant. For these banks, we may need to send via SWIFT instead.
To find your bank code (BIC), try our BIC finder tool.
| SEPA countries | IBAN beginning | Length | Notes |
|---|---|---|---|
| Austria | AT | 20 | - |
| Andorra | AD | 24 | - |
| Belgium | BE | 16 | - |
| Bulgaria | BG | 22 | We can also send Bulgarian lev to Bulgaria |
| Croatia | HR | 21 | - |
| Cyprus | CY | 28 | - |
| Czech Republic | CZ | 24 | We can also send and receive Czech koruna to and from the Czech Republic |
| Denmark | DK | 18 | We can also send and receive Danish krone to and from Denmark |
| Estonia | EE | 20 | - |
| Finland | FI | 18 | Including Åland Islands |
| France | FR | 27 | Including French Guiana, Guadeloupe, Martinique, Mayotte, Saint Barthélemy, Saint Martin (French part) and Saint Pierre and Miquelon, and Réunion Island.Does not include French Polynesia, New Caledonia, Wallis and Futuna and French Southern and Antarctic Lands |
| Germany | DE | 22 | - |
| Gibraltar | GI | 23 | We can also send British pounds to Gibraltar. For more information see our GBP article |
| Greece | GR | 27 | |
| Hungary | HU | 28 | We can also send and receive Hungarian forint to and from Hungary |
| Iceland | IS | 26 | - |
| Ireland | IE | 22 | - |
| Italy | IT | 27 | - |
| Latvia | LV | 21 | - |
| Liechtenstein | LI | 21 | - |
| Lithuania | LT | 20 | - |
| Luxembourg | LU | 20 | - |
| Malta | MT | 31 | - |
| Monaco | MC | 27 | |
| Netherlands | NL | 18 | Excluding the Caribbean Islands |
| Norway | NO | 15 | We can also send and receive Norwegian krone to and from Norway |
| Poland | PL | 28 | We can also send and receive Polish złoty to and from Poland |
| Portugal | PT | 25 | Including the Azores, Madeira |
| Romania | RO | 24 | We can also send and receive Romanian leu to and from Romania |
| San Marino | SM | 27 | - |
| Slovakia | SK | 24 | - |
| Slovenia | SI | 19 | - |
| Spain | ES | 24 | Including the Canary Islands |
| Sweden | SE | 24 | We can also send and receive Swedish krona to and from Sweden |
| Switzerland | CH | 21 | We can also send and receive Swiss francs to and from Switzerland |
| UK | GB | 22 | We can also send and receive British pounds to and from the UK |