Here you’ll find answers to the most common questions about United Arab Emirates dirham (AED) transfers.
Sending to AED
Who can I send AED to?
You can send AED to individual and business bank accounts in the United Arab Emirates.
What information do I need about my recipient?
You’ll need their full name (up to 35 English characters only), their 8 or 11-digit SWIFT/BIC code and their 23-character IBAN. The IBAN consists of numbers and letters, and should begin with AE.
How much can I send?
There’s no limit to how much you can send to AED, but the currency you’re sending from may have a limit.
How long does it usually take for the money to arrive?
Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
Are there any restrictions on sending to AED?
You can’t send money from Israel to the UAE.
Is there any other information I need to know?
UAE working days are Sunday to Thursday, so transfers may take slightly longer around the weekend.
Our partners in the UAE do extra information and security checks from time to time. If this happens, we’ll send you an email asking for more information about your transfer.
Sending from AED
How can I pay for my transfer from AED?
You can only pay by debit/credit card. You can’t pay by cash or bank transfer.
How much can I send?
You can send up to 47,000 AED per transfer by card.
Where can I send from?
You can send AED locally from banks within the UAE.
How long does it usually take for the money to arrive?
It usually takes 1 working day for your money to get to Wise, depending on how you pay for your transfer. Then, we convert it and send it out. Conversion can take up to 2 working days.
Check the guide for the currency you’re sending to for an estimate on how long it will take to arrive in your recipient’s account after we send it out.
Are there any restrictions on sending AED?
You can’t send money from the UAE to Israel.
Only businesses that are registered in UAE can send money from AED.
I’ve cancelled my payment, how long will my refund take?
We’ll let you know when we’ve refunded your money. The time it takes for you to get your refund depends on how you paid:
Card payments take 2–10 working days