Here you’ll find answers to the most common questions about Croatian kuna (HRK) transfers.
Sending to HRK
Who can I send HRK to?
You can send HRK to any bank account in Croatia.
What information do I need about my recipient?
You’ll need to know their full name and bank account number. In Croatia, this is a code called an IBAN. It’s usually 21 characters long, contains a mix of letters and numbers, and starts with HR.
How much can I send?
You can send up to 1 million HRK per transfer.
How long does it usually take for the money to arrive?
Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
Are there any restrictions on sending to HRK?
We are unable to make payments to governmental institutions in Croatia. This is because these institutions require additional information on the payment, which we are unable to submit to them.
Sending from HRK
What types of transfers can I use to send HRK?
There are 3 different transfer types: Fast and Easy transfers, Low Cost transfers, and transfers from your Wise balance.
Learn more about these types of transfers
How much can I send?
You can send up to 1 million HRK per transfer, depending on how you pay. If you pay by card, for example, the limit is lower — but you’ll only see the option to pay by card if you’re sending less than the limit.
Where can I send from?
You can only send HRK from banks within Croatia. You can’t send HRK by SWIFT.
How long does it usually take for the money to arrive?
It usually takes 0–2 working days for your money to get to Wise, depending on how you pay for your transfer. Then, we convert it and send it out. Conversion can take up to 2 working days.
Check the guide for the currency you’re sending to for an estimate on how long it will take to arrive in your recipient’s account after we send it out.
I’ve cancelled my payment, how long will my refund take?
We’ll let you know when we’ve refunded your money. The time it takes for you to get your refund depends on how you paid,
Bank transfers take 1–2 working days
Card payments take 2–10 working days
Make sure to wait until the above time frame has passed before getting in touch about a refund — we’re not able to speed up the process.