For most people, there are no limits on how much you can receive and hold right now.
There are 2 exceptions:
People and businesses receiving USD that have a routing number starting with 026.
People holding money with an account address in Singapore.
Personal and business limits
| Personal limit | Business limit | |
|---|---|---|
| All currencies except USD | No limit | No limit |
| USD limit, per transaction and per day | 1,000,000 USD | 3,000,000 USD |
| USD limit per year* | 5,000,000 USD | 15,000,000 USD |
| Singapore users | Up to 5,000 SGD across all currencies per day | No limit |
Learn more about limits for Singapore users
How limits work for USD account details
For account details with a routing number starting with 026
Any money you receive into your USD account using your USD account details — either by someone else or yourself — will count towards the limit.
There are no limits if you choose Add USD, or convert money from one of your other currency accounts into your USD account.
*These limits apply for a rolling 365-day period, and not per calendar year. So, say you receive a payment on 10th April, this will count towards your limit until the 11th April the following year.
For account details with a routing number starting with 084
There are no limits to receive, add, convert, or hold money in your USD account.
Verification
Sometimes we need to ask for some extra information and documents from you, depending on the amount you receive. If this is the case, we’ll get in touch by email and let you know exactly what you’ll need to do.