This SWIFT looks right

If you’re using a bank to send money to this code, remember to check it with the bank or recipient. We can’t tell you if it’s real, or if it’s the right SWIFT code for a particular account.

WATERFORD BANK N.A.,3900 N MCCORD,TOLEDO,United States

Bank name
WATERFORD BANK N.A.
Swift code
WATRUS31XXX
Bank address
3900 N MCCORD
City
TOLEDO
Country
United States

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So what do these letters and numbers mean?

A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.

These codes are used when transferring money between banks, particularly for international money transfers or SEPA payments. Banks also use these codes to exchange messages between each other.

WATERFORD BANK N.A.

WATRBank code
USCountry code
31Location code
XXXBranch code
This SWIFT code is for the WATERFORD BANK N.A.

Always confirm the details with your recipient

When sending or receiving money, always check the SWIFT code with your recipient or bank.

If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.

Mathu, London, UK
I use Wise to send money to my family in India.
Mathu, London, UK

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