International money transfers

Over 13 million customers
Read on Trustpilot
FCA regulated
Learn more
  • 4.28 GBP
  • =995.72 GBPTotal amount we’ll convert
  • ×1.09589 (3 hrs)

Find out how much it costs to send money abroad

Sending 1,000.00 GBP withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP EUR)
WiseCheapest1,091.38 EURSave up to 48.66 EUR4.28 GBP1.09607Mid-market rate
Xoom1,088.66 EUR- 2.72 EUR1.99 GBP1.09083
OFX1,084.01 EUR- 7.37 EUR0.00 GBP1.08401
Remitly1,081.42 EUR- 9.96 EUR0.00 GBP1.08142
Western Union1,077.84 EUR- 13.54 EUR0.00 GBP1.07784
Moneygram1,073.73 EUR- 17.65 EUR0.00 GBP1.07373
Monese1,068.58 EUR- 22.80 EUR25.00 GBP1.09598Mid-market rate
Halifax1,058.28 EUR- 33.10 EUR0.00 GBP1.05828
Lloyds1,056.92 EUR- 34.46 EUR0.00 GBP1.05692
NatWest1,045.64 EUR- 45.74 EUR0.00 GBP1.04564
RBS1,045.03 EUR- 46.35 EUR0.00 GBP1.04503
PayPal1,042.72 EUR- 48.66 EUR2.99 GBP1.04584

How much does it cost to transfer GBP to EUR?

Pay a small, flat fee and percentage

To send money in GBP to EUR, you pay a small, flat fee of 0.20 GBP + 0.41% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee0.20 GBP
Variable fee
up to 100,000 GBP/month
Variable fee
more than 100,000 GBP/month
Discount applies

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

in 7 hours

How to send money from GBP to EUR

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money with a bank transfer, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

  • Swift

    Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.

  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.


Protecting you and your money

Every month, our customers trust us to move over £8 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Trustpilot score 4.5 out of 5, from 172,791 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

Frequently asked questions

Let's answer some of your questions