When you use banks and other providers, they’ll charge you more by hiding extra fees in the exchange rate and say their transfers are “free”. We only use the live mid-market rate, and a small, upfront fee to cover our costs. You’ll always know what you’re paying for — and what your recipient will get.
Our fee gets cheaper when you send amounts above 20,000 GBP (or equivalent). You’ll get a cheaper fee whether you send a one off large transfer or multiple transfers over a month.
It's free to send the same currency from one Wise Account to another. When you send to a different currency, there’s a small conversion fee.