Large transfers need
more than a great rate

We don’t do hidden fees or exchange rate markups. And we believe your large transfer deserves dedicated support — as well as a low fee.

  • 0 GBP
  • 105.64 GBPOur fee
  • 105.64 GBP (0.38%)Total fees
  • =
    28,054.36 GBPTotal amount we’ll convert
  • ×
    191.516

You could save up to 561.69 GBP

Should arrive by Monday, September 30

Compare our fees to see how much you can save

We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.

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Sending 28,160 GBP withRecipient gets(Total after fees)
Wise
5,372,859 JPY
Transfer fee
105.64 GBP
Exchange rate(1 GBP JPY)
191.516
Exchange rate markup
0 GBP

Cost of transfer
105.64 GBP

Xe
5,344,217 JPY- 28,641 JPY
Transfer fee
0 GBP
Exchange rate(1 GBP JPY)
189.780
Exchange rate markup
255.19 GBP

Cost of transfer
255.19 GBP

Barclays
5,335,819 JPY- 37,040 JPY
Transfer fee
0 GBP
Exchange rate(1 GBP JPY)
189.482
Exchange rate markup
299.05 GBP

Cost of transfer
299.05 GBP

OFX
5,325,837 JPY- 47,022 JPY
Transfer fee
0 GBP
Exchange rate(1 GBP JPY)
189.128
Exchange rate markup
351.16 GBP

Cost of transfer
351.16 GBP

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
  • We’re FCA authorised. View our listing on the FCA register
  • We help 10 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

Get dedicated support from our experts

If you’re sending or receiving large amounts our team of experts are ready to help with every step of your transfer.

Track your transfer at every step

It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

*Transaction speed claimed depends on individual circumstances.

A man sits at a table in a cafe, checking his Wise account using the smart phone app.

For big money transfers at life’s big moments

Selling in one country to buy a home in another

If you’re selling up overseas to fund buying a home in your country of residence, our team of experts are ready to help. We regularly work with people who want to safely move big money from one country to another so they can complete a property purchase.

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The paperwork you may need to get your large transfer done

We may ask for documents that show where your money comes from. Here are some that you may need, have them ready to help speed up your transfer. Learn more about the documents you may need.

Bank statement

It needs to have:
  1. Name and account number
  2. The money going in and out of your account

Sales agreement or solicitor's letter

It needs to have:
  1. Signatures of both parties
  2. Property address and description
  3. Dates of ownership

Your money is safeguarded

We’re licensed to hold your money and follow strict rules to keep it safe. As we’re not a bank, your money isn’t FSCS protected – we safeguard it instead. That means we hold it with established institutions, separate from our own accounts.

ready for business

Join thousands of businesses moving large amounts for less.