Earn a return while you grow your business
Earn returns on GBP, USD and EUR by opening a Wise account and investing in a fund that holds government-guaranteed assets. Spend any time, all while you grow. Capital at risk.
*Growth is not guaranteed and your money is at risk if governments default or interest rates go negative. Variable rates are based on 7 day performance as of 20 September 2023. See the past performance of each fund below.
Interest is offered in partnership with BlackRock and through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.
Rates
The rate we show is how much your money could grow over a year. It’s based on the fund’s rate of return in the last 7 days and tracks the rate set by the central bank, which can vary throughout the year. The rate was last updated 20 September 2023.
4.87% on GBP
Includes 0.29% annual fee
5.09% on USD
Includes 0.29% annual fee
3.42% on EUR
Includes 0.29% annual fee
GBp fund tracks the bank of england rate
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- Fund Rate
The graph shows past performance of the BlackRock ICS Sterling Government Liquidity Fund. The fund has returned an 0.93% annual average over the last 5 years, excluding Wise fees. The current rates do not guarantee future growth. For more on the fund's past performance, visit the BlackRock fund page.
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments.
You may also be eligible for protection up to £85,000 under the Financial Services Compensation Scheme (FSCS).
You may also be eligible for protection up to £85,000 under the Financial Services Compensation Scheme (FSCS).
Daily gains, instant access
Returns are added every working day and you can use them right away to ease your cash flow. Your team can continue to send and spend, all while getting a return. Growth not guaranteed.
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Interest is offered through Wise Assets. Wise Assets is a trading name of TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.