The no-hassle international business account.

Business banking without the high rates, hidden charges, and monthly fees. Pay employees and vendors, get paid and manage your cash flow overseas — in one place.

Why use Wise Business?

Pay people in one click. For 19x less.

Effortlessly pay international invoices, vendors, and employees — with the real exchange rate, in 80 countries. 6x cheaper than old-school banks, and 19x cheaper than Paypal. Transfer money or use a Wise business debit card.

Get started

Get paid faster.

With Wise Business, you can get local bank details for 10 different currencies. Give them to your customers for an easy, free way to get paid. 50% of payments are instant or arrive in an hour.

Collect money seamlessly
Collect money seamlessly

Easily withdraw from Amazon, Stripe, and more in up to 10 currencies.

Create clever invoices
Create clever invoices

Add your local bank details to invoice templates to get paid on time and for free — like a local.

Smarter workforce collaboration.

No more back-and-forth over paying bills, and managing expenses, and cash flow. Give your accountant and team access to Wise, and control their permissions. Get business debit cards yourself, invite your employees to order expense cards to spend from.

Smarter workforce collaboration.
Send the money from your online banking

Faster reconciliation

Connect currency accounts to Xero or QuickBooks in real time to save time on manual admin.

Get the best rate

Make batch payments

Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment.

All in one place.

Move money between currencies in seconds, always with the real exchange rate and without high conversion fees. See up to 54 currencies from one easy to use account.

Connect your apps
Connect your apps

Integrate with platforms like Xero to see all your money together.

Cash flow control
Cash flow control

Keep your international money in one place for full visibility.

All in one place

Overseas expenses, sorted.

Pay expenses online or in-store without foreign transaction fees with Wise Business debit cards. Stay in control of team spending in real time and reduce admin. Earn 1% cashback on all eligible business debit card transactions

Stay in control of your cash flow
Stay in control of your cash flow

See all your expenses in one place. Track your team's spending in real time with controlled spending limits.

Take the expense out of expenses
Take the expense out of expenses

Save on conversion fees for foreign currency expenses. With no monthly subscription.

Debit cards

No hidden fees or monthly subscriptions.

Free yourself from monthly bank charges. Open a Wise Business account for a one-off fee. Get access to all our banking features and business debit cards to use at the real exchange rate. Learn more about Wise Business fees.

Open an account today

"We used Wise to convert our USD revenue to GBP and saved £75k in the first nine months after switching from our bank."

-Alternative Airlines

Alternative Airlines

Medium or large sized business?

Our sales experts can help you get set up

Our team of experts can help your team scale and grow globally. Get in touch to hear how Wise Business can work for you.

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Frequently Asked Questions about Wise Business

With a personal account, you can run your international personal finances. Wise Business allows you to go the extra mile for your business and find growth opportunities. You can connect to your accounting software, manage employee expenses and give your employees or your accountant access, and more. Some currencies have business restrictions which you can read about here.