A multi-currency account for travellers, expats and freelancers.

Spend in any currency, receive money for free and send money around the world with your own foreign currency account — on average 8x cheaper than leading UK banks.

Compare our fees to the banks

Wise account and card

What is the Wise foreign currency account?

Send money around the world, and avoid the unfair exchange rates set by banks. With Wise, you’ll always get a great deal.

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

And with your own debit Mastercard®, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard.

Join millions who get a great exchange rate, and the low fees we’re known for.

Open borderless account

What is the Wise foreign currency account?

Your easy alternative to a bank account abroad.

Send money for less
Save up to 15x compared to the banks when you send money abroad.
Compare >
Convert 50+ currencies
Hold and switch between multiple currencies in seconds with low, transparent fees.
Find currencies >
Open an account in seconds
Sign up and get verified online — without a local address or visiting a branch.
Sign up now >
Get paid like a local
Receive money for free with your own US, UK, EU, Australia, and New Zealand bank details.
Our coverage >

Get your Wise debit Mastercard®.

Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Our calculator >
Free ATM withdrawals worldwide
Free cash withdrawals up to £200 every 30 days.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Easy-to-use app
Add and convert money, get instant notifications, and freeze or unfreeze your card anytime.

The Wise account in 90 seconds.

Easy online setup.

Get your free foreign currency account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.

Easy online setup.

I use it to pay my son’s tuition fees, my mortgage and spending abroad.

Gavin, father & business-owner

Get your borderless account

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

SGDSingapore Dollar

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

CADCanadian Dollar

Get your own Institution number, Transit number, and Account number.

HUFHungarian Forint

Get your own Account Number.

TRYTurkish Lira

Get your own Bank name and IBAN.

Hold and convert money

You can hold and convert money in 53 currencies. It only takes a few seconds to open a new account in the currency you need.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

ARSArgentine Peso

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

HRKCroatian Kuna

EUREuro

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

PENPeruvian Sol

PHPPhilippine Peso

NZDNew Zealand Dollar

USDUS Dollar

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

RUBRussian Ruble

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 80 countries

You can send money in your Wise account to any of the currencies we support.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

Wise financial regulation

Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Wise financial regulation

FAQs

Bye bye bank fees, hello world.

Bye bye bank fees, hello world.

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