28 currencies, international bank details and a debit card to spend around the world with the real exchange rate.
Always clear, transparent pricing
Hold up to 28 currencies in your account and switch between them in seconds — on the move, in the moment, or just when the rate is right.
You'll always get the real exchange rate and the low, transparent fees we're known for.
Once your account's set up, get your international bank details with a single click. You'll get:
Use your bank details to get paid in Australia, Eurozone, US and UK and no-one pays any fees.
Use your Wise debit Mastercard around the world, with no sneaky fees or hidden charges.
Debit cards are currently available by invitation-only. Create your borderless account to be eligible for a beta invite. Coming soon for everyone.
Get your free account quickly and easily online.
Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
Get your own Account Number.
Get your own SWIFT/BIC and IBAN details.
Get your own Account Number.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
British Pound
Argentine Peso
Botswana Pula
Chinese Yuan
Ghanaian Cedi
South Korean Won
Malaysian Ringgit
You can use money in your multi-currency account to send to any of the currencies on Wise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
It's free to set up your borderless account.
It's free to get your international bank details and free to receive money using those bank details.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
We're currently inviting groups of customers with borderless accounts in the EEA to order a debit card.
If you already have a borderless account and are based in the EEA, you should receive an invitation from us before long. If you don’t have a borderless account yet, you can get set up today to make sure you get an early invitation to receive a card.
If you have any issues just get in touch with customer support, we’re always happy to help.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
These accounts are reserved for customer money, this means your money is kept in a separate account from the money we use to run the business.
In the unlikely event Wise ceased to exist, your money would be paid back from this account, ie from Barclays or Wells Fargo.
Millions of customers trust Wise with their money. We move over £1 billion every month, and we take the safety and security of your money seriously.
The Wise debit Mastercard is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated. Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.
