Can I use Revolut in the USA? A handy guide to using a Revolut card to spend in US dollars, including fees and exchange rates.
So you’re headed to The Lone Star State. Dallas is the second-largest city in Texas, and trade is at the core of its economy. Before you can buy your first real cowboy hat, you may be looking for a currency exchange bureau. But be careful - not all exchange options were created equal. While some exchange bureaus are relatively fair, some will rip you off. Our guide will help you to find the best places to convert your money whilst in Dallas.
Before rushing to change your foreign money into USD at the nearest in-person bureau, first take some time to learn about currency exchange. Here are some facts and tips that you should be aware of.
You’ll see varying exchange rates offered in different exchange bureaus. Bear in mind, that these are rates decided on by the exchange service themselves, and are often less favourable as the rate is absorbing their commission. The mid-market rate, on the other hand, is the real rate decided by currency traders and governments. Also called the interbank exchange rate, you’ll find this figure on google, as well as in our online currency converter.
The mid-market rate can be used as a base rate to compare other offered exchange rates to. Steer clear of any tourist rates deviating too far from mid-market, and also take into account any extra upfront fees charged by the exchange service.
Exchange rates will fluctuate - some currencies more than others. This is because exchange rates are subject to speculation, inflation, interest rates, government debt, current events, and international political relations among other factors. As such, the value of your money could be significantly altered by a new trade agreement, or a political event. Keep updated on news and market events to understand whether you should withdraw money at a certain time on your trip.
Enquire at your home bank before you leave, whether they have partnerships with any banks operating in Dallas. If they do, you may be able to withdraw USD from their ATMs for free, or at least waive some of the charges. ATMs are generally easier to find than exchange bureaus, so it’s worth finding out which ones are suitable based on your home bank.
When using an ATM, you’ll want to select “charge in local currency” on the ATM screen, as opposed to being charged in your home currency. The latter means the ATM will do the conversion for you, resulting in an extra charge or a poorer conversion rate. Instead, choose to be charged in USD for a better deal.
It can be tempting to exchange currency at the airport or your hotel when you’ve reached your destination. But don’t let the convenience fool you. While these exchange vendors are well-situated, their exchange rates are usually less favourable and their fees higher. Airports have been known to charge fees as high as 20 percent of your total withdrawal.
Exchange only what you need to get by until you find a more centrally located exchange bureau, or use an ATM run by a trusted operator.
You should plan to use up all the money you’ve exchanged before you leave. It costs money to re-exchange back to your home currency. Plus, you’ve already paid fees to exchange it the first time. At least you have a good excuse to splurge one last time, before heading home.
Despite hidden fees and higher exchange rates, you may still want to find a physical location exchange bureau. Here are some in-person options for exchanging your money in Dallas.
| Currency Bureau | Address | Contact Information |
| --- | --- | --- | --- |
| Travelex - North Park Center | 8687 N. Central Expressway #2328, Dallas, TX 75225 | (214) 360-4765 |
| Travelex - Dallas Fort-Worth Airport | 2400 Aviation Dr, DFW Airport, TX 75261, USA, Gates D12, D22, D23, D24, and D36 | (972) 973-4537 |
| Travelex - Village on the Parkway |
5100 Belt Line Rd, Dallas, TX 75254 | (972) 991-0191 |
| Dolex Dollar Express | 300 E Jefferson Blvd, Dallas, TX 75203 | (214) 948-2003 |
Before your trip to Dallas, spend some time understanding the real exchange rate. Should you choose to exchange your money at a bureau, use this rate as a benchmark to compare how fair the tourist rates on offer are.
A convenient method of accessing your money in USD is by withdrawing it from an ATM. Avoid letting the ATM to do the conversion for you - opt to be charged in USD instead. Choose ATMs run by trusted operators, and even better, those running in partnership with your home bank.
Better yet, if either you or a friend has access to a USD account in Dallas, use Wise and make the transfer ahead of time. Not only does Wise use the real mid-market exchange rate to convert your money (which almost always beat the banks), your money will be sent and received using local banks, bypassing those nasty international banking fees.
This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.
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