One account, for all the money in the world

160 countries. 40 currencies. Take on the world with Wise — the international account for sending, spending and converting money like a local.

Manage money on the go globally

Keep your currencies to hand in one place, and convert them in seconds. Receive money internationally too, with account details for 8 currencies. Use them to get money from overseas fee-free.

Way more than travel money

Pay easy, in 40 currencies. We’ll convert to the right currency wherever you spend or withdraw cash, only ever at the mid-market rate.

A man is walking down a shopping street. He holds his phone, keys, sunglasses and a Wise card in his hand.

Send money overseas, save on fees

Make your money go further, no matter the distance. Send money now, or schedule transfers whenever suits you for less.

Earn while you spend

When you use Interest, your money is invested in a fund that holds government-guaranteed assets. Spend freely, and help your money grow. Capital at risk — growth not guaranteed. 1

It’s simple to start using Wise

  • 1

    Register for a free account in minutes
    Register for a free account in minutes

  • 2

    Get verified with your ID by our team
    Get verified with your ID by our team

  • 3

    Add money in the currencies you want
    Add money in the currencies you want

Trust us to look after your money

We help over 12.8 million people move £30 billion every quarter — here’s how we make sure it’s safe.

  • Privacy and data
    We protect your details through strict standards and 2FA.
  • Dedicated support
    Questions? Get help in 14 languages.
  • International safeguarding
    We're regulated by national authorities around the globe.
  1. Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/11/2024. The Fund has achieved an average annual return of 0.93% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.