The 5x cheaper international account.

  • 0 HKDfee
  • 38.29 HKDOur fee
  • 38.29 HKDTotal fees
  • =4,961.71 HKDAmount we’ll convert
  • ×14.5220 (8 hrs)

Available for you in

Send money cheaper and easier than old-school banks.

Send money at the real exchange rate with no hidden fees.

Send money

Spend abroad without the hidden fees.

Use a card in 200 countries, spend with Apple and Google Pay, and withdraw anywhere. Get yours for 7 EUR.

See our pricing

Receive payments like a local in 10 currencies.

Get your own UK account number, Euro IBAN, US routing number, and more.

See all account details

Convert and hold 54 currencies.

Holding multiple currencies is completely free, and we use the real exchange rate to convert.

See all currencies

Compare our pricing

We charge as little as possible. No subscription

Sending 5,000.00 HKD withRecipient gets(Total after fees)Transfer feeExchange rate(1 HKD JPY)
WiseCheapest72,054 JPYSave up to 2,505 JPY38.29 HKD14.5220Mid-market rate
Western Union71,758 JPY- 296 JPY0.00 HKD14.3515
HSBC HK71,299 JPY- 755 JPY50.00 HKD14.4039
Hang Seng71,297 JPY- 757 JPY65.00 HKD14.4471
China Construction Bank HK70,984 JPY- 1,070 JPY100.00 HKD14.4865
OCBC Wing Hang Bank70,784 JPY- 1,270 JPY115.00 HKD14.4900
OFX70,349 JPY- 1,705 JPY60.00 HKD14.2407
Bank of East Asia70,337 JPY- 1,717 JPY130.00 HKD14.4429
PayPal69,549 JPY- 2,505 JPY38.99 HKD14.0192

Moving and living abroad just got simpler

Receive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.

Shopping through overseas online stores

Pay at the real exchange rate. Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.

The perfect card for frequent travelers

Escape sneaky transaction fees. You’re always in control. Tap or swipe anywhere — and use Google Pay and Apple Pay in supported countries.

Receive money from around the world

Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.

Take the stress out of managing property

Save when you buy property abroad. Pay your bills remotely. Receive payments from tenants.

Getting started

Get set up and start spending with your card in minutes.

Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.

Get an account in minutes

Global support in a range of languages

We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.

See most frequently asked questions

Security

Protecting you and your money

Every month, our customers trust us to move over £5.5 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe
Coverage

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

British pound

UK sort code, Account number, and IBAN

Get GBP account details

Euro

Bank code (SWIFT/BIC) and IBAN

US dollar

Routing number and Account number

Get USD account details

Australian dollar

BSB code and Account number

Get AUD account details

New Zealand dollar

Singapore dollar

Bank code, Bank name, and Account number

Get SGD account details

Romanian lei

Bank code (SWIFT/BIC) and Account number

Get RON account details

Canadian dollar

Institution number, Transit number, and Account number

Get CAD account details

Hungarian forint

Turkish lira

Bank name and IBAN

Get TRY account details

Hold and convert money

You can hold and convert money in 54 currencies. It only takes a few seconds to open a new balance in the currency you need.

UAE dirham
Argentine peso
Australian dollar
Bangladeshi taka
Bulgarian lev
Botswana pula
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Ghanaian cedi
Hong Kong dollar
Croatian kuna
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Peruvian sol
Philippine peso
Pakistani rupee
Polish złoty
Romanian lei
Russian ruble
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
US dollar
Uruguayan peso
Vietnamese dong
West African franc
South African rand
Zambian kwacha
Frequently asked questions

Let's answer some of your questions