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Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

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Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.

Our fee
variable fee
fixed fee

Getting your Wise card

Order your card now
  • Ordering your card

    No subscription fees

    7 EUR
  • Digital card

    Spend online, in-store and abroad safely

  • Replacing your card

    Order a new card at any time

    5 EUR
  • Replacing an expired card

    We’ll remind you when it’s time to order a new one


Withdrawing money from an ATM.

Make 2 withdrawals of up to 200 EUR each month for free. After that, we’ll charge 0.5 EUR per withdrawal. There’s a 1.75% fee on any amount you withdraw above 200 EUR.

Less than 200 EUR per monthMore than 200 EUR per month
2 or less withdrawalsFree1.75% of amount over 200 EUR
3 or more withdrawals0.5 EUR0.5 EUR + 1.75% of amount over 200 EUR

Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

Stay up-to-date with notifications.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 0.5 EUR fee each time.