The current account for home and abroad
Get paid, spend worldwide and get more from your money.1 All without a subscription.
Low-cost international transfers
Send €5 or €5 million – most arrive in under 20 seconds. Safe, secure, with 24/7 support.1
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- You could save up to 38.21 EUR
Save on hidden FX fees
Earn and use your salary worldwide without losing on the conversion.
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Earn a return every day
Turn on Wise Assets to earn a return daily and spend it instantly.1
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Your Wise current account is a payment account, which means we protect your funds by safeguarding them. Learn more about payment accounts. Capital at risk, growth not guaranteed. Variable rate is based on 7 day performance as of 8/5/2026. See our full 5 years past performance of funds.1
Your Wise current account is a payment account, which means we protect your funds by safeguarding them. Learn more about payment accounts. Capital at risk, growth not guaranteed. Variable rate is based on 7 day performance as of 8/5/2026. See our full 5 years past performance of funds.1
We move billions for millions worldwide, every year
Excellent on Trustpilot
24/7/365 support
100.000s of new customers every week
Your Wise Current Account is a payment account, which means that funds are not protected under any deposit protection scheme, including the FGD. Instead, we safeguard your funds in line with our regulatory obligations.
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.
For relocators
Sort the finances you need to start your new life abroad, before you even get there.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
For savvy savers
The only current account that gives you standout returns on your everyday balance when you opt in to Wise Assets.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
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Safeguarded funds
Your money is protected in a safeguarded, separate account.
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
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Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike banks, we give back every penny and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works all over the world
United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
Loved by over 18.9 million customers
"Wise makes moving money between countries incredibly easy. Real exchange rates, clear fees, and fast transfers."
"My Wise account is my proper current account, with my wages and direct debits all on it. Very user friendly, easy access, always working, quick and cheap and you can do so much more with your Wise account, than with a 'normal' bank account."
"It allows me to make purchases in different currencies and from anywhere in the world, make fast and secure transfers, and even better, it allows me to receive my payroll payments seamlessly from anywhere in the world."
"Everything goes quickly and smoothly. A cheap solution for exchanging, sending, and receiving money. I am closing my account with my current bank and I want my payment here!"