the United Kingdom or a jurisdiction other than the ones listed below | When you send, hold, spend, or receive money with WiseCustomer Agreement (Personal)Customer Agreement (Business)Wise Card SupplementAcceptable Use PolicyCookie Policy When you use our Assets featureAssets Customer Agreement & Key DocumentsAssets Customer Agreement (Stocks)Assets Customer Agreement (Interest) When you use our Account Information ServicesAccount Information Service Supplement When you use our card Payments Processing Services:Card Payments Processing Agreement (Business) When you use our Payment Information Services:Open Banking Terms and Conditions |
the European Economic Area | Customer Agreement (Personal), Hungarian version, German versionCustomer Agreement (Business)Wise Card Supplement, German versionAcceptable Use Policy, German versionCookie Policy, German version The translations are for convenience only and the English version shall prevail.
When you use our Assets featureAssets Customer Agreement & Key DocumentsAssets Customer Agreement (Stocks+Interest) When you use our card payments processing services:Card Payments Processing Agreement (Business) |
the US states and territories listed here | Customer AgreementAcceptable Use PolicyConsumer Privacy NoticeElectronic Communications PolicyUS Cardholder Agreement - MastercardUS Personal cardholder agreement - VisaShort Form DisclosureLong Form DisclosureCFSB Privacy Policy Mastercard Guide to Benefits Wise Balance+ Program Agreement (Interest Feature) |
American Samoa, Mariana Islands, or Nevada | Customer Agreement |
Australia | Customer Agreement - PersonalCustomer Agreement - Business Wise Card Supplement Acceptable Use Policy Cookie Policy Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS)Target Market DeterminationConsumer Data Right Policy |
Brazil | When you send, hold, spend, or receive Brazilian Real with Wise Brasil Termos de Uso dos Serviços Termos de Uso de Perfil EmpresarialTermos de Uso da Conta WiseAdendo do Cartão WisePolítica de Uso Aceitável When you send, hold, spend, or receive money with Wise in currencies other than Brazilian RealCustomer Agreement, (Termos de Uso Wise Account - Portuguese Version)Termos de Uso Perfil Empresarial - Wise Account - Portuguese version |
Canada | Customer Agreement, (French Version) Wise Card Supplement |
China | When you remit your income within China overseasCustomer Agreement |
Hong Kong | When you send Hong Kong Dollars Customer Agreement, 客戶協議 Acceptable Use Policy, (Chinese Version) When you receive Hong Kong Dollars Customer Agreement |
India | When you send Indian Rupees Customer Agreement - If you set up your Wise profile before 9 May 2023Customer Agreement - If you set up your Wise profile after 9 May 2023 When you receive Indian Rupees Customer Agreement |
Indonesia | Customer Agreement, (Bahasa Indonesia Version) |
Israel | Customer Agreement |
Japan (日本) | 利用規約(個人), Terms of Use (Personal) 利用規約(法人), Terms of Use (Business)利用規定, Acceptable Use Policyカードサービスに関する特約, Special Provisions for Card Services補償方針, Compensation Policy |
Malaysia | Customer Agreement Wise Card Supplement License InformationProduct Disclosure Sheet (PDS) |
Mexico | When you send Mexican pesos with Wise Mexico:Acuerdo de Cliente Wise |
New Zealand | Customer AgreementWise Card SupplementAcceptable Use Policy Cookie Policy |
the Philippines | Terms and Conditions , (Filipino Version)Wise Card Supplement, (Filipino Version) |
Singapore | When you send, hold, spend, or receive money with WiseCustomer Agreement (Personal)Customer Agreement (Business)Wise Card SupplementAcceptable Use Policy Cookie Policy When you use our Assets featureAssets Customer Agreement |
Turkey | Customer Agreement, (Turkish version) |