Universal money app

Wise is the smart way to move money around the world at high speeds with low fees. Sound like music to your ears? Get started with a free transfer on us.

Meet money without borders

Always know what you pay

Transparency is our middle name — you’ll always get the real exchange rate.

We hate to keep you waiting

Over half of transfers arrive in 20 seconds — and you can track them too.

Low conversion fees

And the more people who join Wise, the cheaper it gets. Go economies of scale!

One account. 50 currencies

You can keep all kinds of currency in a Wise account. And you can convert and send money in seconds. More time for choosing your next fave podcast.

One account. 50 currencies

Spend abroad like a local

With your Wise debit card, you can spend in over 170 countries. No need to have the local currency, we’ll convert it instantly at the lowest possible fee — every time you tap or swipe.

Spend abroad like a local

Don’t take our word for it

With 180,000+ Trustpilot reviews, our average score is 4.4 out of 5.

“Doing an overseas business and banking through Wise is the best combination indeed.”

Mohamad Alkabbani

“I love how I can use my Wise account to pay any American contractors that I have...”

Mike Vardy

"...would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally.”


The quiet part out loud

Our fee-free transfer offer applies to new customers only. It’s valid for cross-currency transfers up to 250 USD. You can still send more but you’ll be charged a small fee on anything over 250 USD. Happy transferring!