Send money to Canada from abroad

Fast, low-cost, and secure online money transfers to Canada from abroad.

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We charge as little as possible. No subscription

Sending 10,000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR CAD)
WiseCheapest14,528.99 CADSave up to 454.73 CAD59.26 EUR1.46156Mid-market rate
Instarem.14,495.36 CAD-33.63 CAD0.00 EUR1.44954
Rabobank14,475.11 CAD-53.88 CAD18.00 EUR1.45012
Xe14,471.69 CAD-57.30 CAD0.00 EUR1.44717
ING14,460.97 CAD-68.02 CAD21.00 EUR1.44914
OFX14,440.18 CAD-88.81 CAD0.00 EUR1.44402
Remitly14,406.93 CAD-122.06 CAD2.99 EUR1.44112
Xoom (A PayPal Service)14,368.34 CAD-160.65 CAD0.00 EUR1.43683
Monese14,322.70 CAD-206.29 CAD200.00 EUR1.46150Mid-market rate
Caixa Bank14,174.31 CAD-354.68 CAD70.00 EUR1.42742
B Sabadell14,101.59 CAD-427.40 CAD75.00 EUR1.42081
PayPal14,074.26 CAD-454.73 CAD5.99 EUR1.40827
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How to send money to Canada from abroad in 3 easy steps

How to send money to Canada from abroad

How to send money to Canada from abroad

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Canada from abroad?

Pay a small, flat fee and percentage

To send money in EUR to Canada from abroad, you pay a small, flat fee of 0.60 EUR + 0.59% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
0.60 EUR
Variable feeup to 116,991 EUR/month
0.59%
Variable feemore than 116,991 EUR/month

How long will a money transfer to Canada from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR
CAD

Should arrive

by Wednesday, 3 April

Best ways to send money to Canada from abroad

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • SOFORT

    When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

What you’ll need for your online money transfer to Canada from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the most international app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions