International money transfers
Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 7x when sending money abroad.
Should arrive in 35 minutes
Save on exchange rate markups
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?Sending 2,000 SGD with | Recipient gets(Total after fees) | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
1,310.05 CHF | |||||||||||
Transfer fee 6.45 SGD Exchange rate(1 SGD CHF) 0.657145 Exchange rate markup 0 SGD Cost of transfer 6.45 SGD | |||||||||||
1,274.97 CHF- 35.08 CHF | |||||||||||
Transfer fee 40 SGD Exchange rate(1 SGD CHF) 0.650496 Exchange rate markup 20.23 SGD Cost of transfer 60.23 SGD | |||||||||||
1,250.17 CHF- 59.88 CHF | |||||||||||
Transfer fee 6.51 SGD Exchange rate(1 SGD CHF) 0.627126 Exchange rate markup 91.36 SGD Cost of transfer 97.87 SGD | |||||||||||
Our fee includes IOF
Our fee includes 0.38% IOF (Imposto Sobre Operações Financeiras) when you send money to someone else, or 1.1% IOF when you send to yourself.
Find out more1.1% tax
Sending to yourself0.38% tax
Sending to somebody elseSend money abroad from Brazil in 3 easy steps
Enter amount to send in SGD.
Pay in SGD with your debit card or credit card, or send the money from your online banking.
Choose recipient.
Select who you want to send money to and which pay-out method to use.
Send SGD, receive CHF.
The recipient gets money in CHF directly from Wise’s local bank account.
How much does it cost to transfer SGD to CHF?
Pay a small, flat fee and percentage
To send money in SGD to CHF, you pay a small, flat fee of 2.06 SGD + 0.22% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer take?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
in 35 minutesHow to send money with Wise
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, PayNow, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money internationally
PIX
Use Pix to pay international transfers and get the same fast, easy experience you enjoy in Brazil. Just set up an international transfer from BRL and follow the steps in your Wise account. You can also follow the steps in your account to pay using TED or Doc. Read more about paying by Pix and paying by bank transfer.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money abroad with the Wise app
Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.Trustpilot.com.
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