Wise, Formerly TransferWise: Online Money Transfers

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Spend worldwide, pay just 1.1% IOF

One card for spending at the mid-market rate in 50+ currencies, cheaper than the banks.

All your currencies, all over the world

Whether you’re looking for the best deal when converting currencies, paying international bills, or receiving money from abroad, you can do it all on the go with a Wise account.

Open an account

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Get your money moving worldwide

Sending money should be fast too — and when you pay for your transfers with PIX, it’s instant. Move your money to 150 countries, easy.

You send exactly

–
16.07 SGD
=
1,983.93 SGDTotal amount we’ll convert
×
80.7800

Recipient gets

Get started

We’re regulated by the Brazil Central Bank
Instant transfers paying with PIX
Questions? Speak to us 24/7 in Portuguese

For people going places

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“ Wise has changed the game in terms of simplicity, and certainly been a lifesaver for expat living. ”

“ I use Wise to pay a mortgage in a different country each month. Superb. That simple. ”

Gerald On Trustpilot

“ The best money travel buddy! Wise makes finances easier to deal with instantly. ”

Gemma On Trustpilot

“ Wise has been a lifesaver for me as a student in a foreign country. ”

Stefani On Trustpilot

Meet money without borders

Our dream is for people to live and work anywhere seamlessly. That means money without borders: moving it instantly, transparently, conveniently, and — eventually — for free.

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The Wise account is the universal way for you to manage money internationally. It's made for the world. And it's built to save your money and time, so you can do more of the things you love.

Learn about our mission